178 Orchard Cir, Commerce, GA 30529 Property Records

Jackson County property record for 178 Orchard Cir, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 1975
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2025)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C17 044`

Property Details

APN / Parcel Number

Primary APN	`C17 044`
Alternative APN	`9552`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Heated Area
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Patio Area	192 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9552
Street Address	178 ORCHARD CIR
City	COMMERCE
State	GA
Zip	30529-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 14 & 15 BLK B PIEDMONT HILLS
Legal Subdivision	PIEDMONT HILLS
Legal Block	B
Legal Lot Number	14,15
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2003
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 ORCHARD CIR, COMMERCE, GA 30529-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Book / Page	116F / 630
Prior Transfer Date	Jul 15, 2025
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 17, 2022
Property Address	178 ORCHARD CIR, COMMERCE, GA 30529-1643
Document Number	00101M0086
Book / Page	101M / 86
Instrument Date	Mar 17, 2022
Instrument	2022-001211
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 ORCHARD CIR, COMMERCE, GA 30529-1643
Investor	Possibly a Property Investor

Mortgage

Document Number	00101M0000000088
Date	Mar 23, 2022
Book Page	000000101M/0000000088

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	178 ORCHARD CIR, COMMERCE, GA 30529-1643
Document Number	00086N0564
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 ORCHARD CIR COMMERCE GA 305291643, COMMERCE, GA 30529-1643

Mortgage

Document Number	00086N0564
Date	Oct 18, 2019
Book Page	00086N/000564

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	COMMERCE, GA 30529

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 17, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,132 (-) Land $36,000 Building $41,132	$192,830 (-) Land $90,000 Building $102,830
2025	$2,059.00 (-3.29%)	$77,132 (-) Land $36,000 Building $41,132	$192,830 (-) Land $90,000 Building $102,830
2024	$2,129.00 (+13.3%)	$77,132 (+21.48%) Land $36,000 Building $41,132	$192,830 (+21.48%) Land $90,000 Building $102,830
2023	$1,879.00 (+23.21%) Homeowner's exemption	$63,492 (+33.02%) Land $28,000 Building $35,492	$158,730 (+33.02%) Land $70,000 Building $88,730
2022	$1,525.00 Homeowner's exemption	$47,732 Land $20,000 Building $27,732	$119,330 Land $50,000 Building $69,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Windstream Cable · DSL	1,000 / 25

May also be available: AT&T.

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