178 Oconee Dr, Sparta, GA 31087 Property Records

Hancock County property record for 178 Oconee Dr, Sparta, GA 31087

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,560 sqft · built 1985
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Dec 2021)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`005B 008`

Property Details

APN / Parcel Number

Primary APN	`005B 008`
Alternative APN	`687`

Interior

Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,560 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	348 sqft
Canopy	360 sqft
Boat Access	Boat Access
Boat House	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	687
Old Parcel Number	005B 008
Street Address	178 OCONEE DR
City	SPARTA
State	GA
Zip	31087-5202
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIAL
Legal Description	SS LT 129
Legal Subdivision	SCENIC SHORES
Legal Lot Number	129
Jurisdiction	HANCOCK GA
Township / Civil Division	DEVEREUX
Census Block Group	1
Census Block	1055
Census Tract	480300

Owner

Source: Hancock County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	178 OCONEE DR, SPARTA, GA 31087-5202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage EXCHANGE BANK
Apr 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage EXCHANGE BANK
Dec 20, 2021	Warranty Deed, Transfer
Jun 18, 2021	Warranty Deed, Transfer · Commercial Mortgage EXCHANGE BANK
Mar 5, 2021	Warranty Deed, Transfer
May 10, 2019	Warranty Deed, Transfer
Mar 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	0000057626
Deed Book / Page	576 / 26
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK GA
Property Address	178 OCONEE DR, SPARTA, GA 31087-5202
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 OCONEE DR, SPARTA, GA 31087-5202

Mortgage

Document Number	0000000587/0000000105
Date	Sep 14, 2022
Book Page	0000000587/0000000105

Lender

Name	EXCHANGE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK GA
Property Address	178 OCONEE DR, SPARTA, GA 31087-5202
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 OCONEE DR, SPARTA, GA 31087-5202

Mortgage

Document Number	0000000581/0000000458
Date	Apr 20, 2022
Book Page	0000000581/0000000458

Lender

Name	EXCHANGE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK GA
Recording Date	Dec 20, 2021
Property Address	178 OCONEE DR, SPARTA, GA 31087-5202
Document Number	0000576/26
Book / Page	576 / 26
Instrument Date	Dec 20, 2021
Instrument	2021-000902
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7804 MEADOW LAKE DR, YUKON, OK 73099-9799

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK GA
Recording Date	Jun 18, 2021
Property Address	178 OCONEE DR, SPARTA, GA 31087-5202
Document Number	567/133
Book / Page	567 / 133
Instrument Date	Jun 18, 2021
Instrument	2021-000400
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LOOKOUT TRL, SPARTA, GA 31087-5032

Mortgage

Document Number	0000000567/0000000135
Date	Jun 18, 2021
Book Page	0000000567/0000000135

Lender

Name	EXCHANGE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Due	Jan 1, 2021

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK GA
Recording Date	Mar 5, 2021
Property Address	178 OCONEE DR, SPARTA, GA 31087-5202
Document Number	000562/442
Book / Page	562 / 442
Instrument Date	Mar 5, 2021
Instrument	2021-000171
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 AUSTIN WAY, AUBURN, GA 30011-2803

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK GA
Recording Date	May 10, 2019
Property Address	178 OCONEE DR, SPARTA, GA 31087-5202
Document Number	000532/108
Book / Page	532 / 108
Instrument Date	May 10, 2019
Instrument	2019-000217
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 OCONEE DR, SPARTA, GA 31087-5202

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK GA
Recording Date	Mar 21, 2019
Property Address	178 OCONEE DR, SPARTA, GA 31087-5202
Document Number	0000530/90
Book / Page	530 / 90
Instrument Date	Mar 21, 2019
Instrument	2019-000112
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 AUSTIN WAY, AUBURN, GA 30011-2803

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Hancock County
Unified School District	Hancock County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,124.00 (+10.63%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$36,902 (-) Land $25,600 Building $11,302	$92,254 (-) Land $64,000 Building $28,254
2023	$1,016.00 (+5.83%)	$36,902 (+22.81%) Land $25,600 Building $11,302	$92,254 (+22.81%) Land $64,000 Building $28,254
2022	$960.00	$30,049 Land $25,600 Building $4,449	$75,122 Land $64,000 Building $11,122

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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