178 North St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 178 North St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 3,390 sqft · built 2018
Lot Size	5.65 acres (246,114 sqft)
Owner	2 Individual Names on File
Last Sale	$599,900 (Sep 2019)
Tax Bill	$11,223 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:005 L:051`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:005 L:051`
Alternative APNs	`M:005 B:L:051` `202`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,390 sqft Living Area
Gross Area	5,334 sqft
1st Floor Area	1,520 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	246,114 sqft (5.65 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	178 NORTH ST
City	UPTON
State	MA
Zip	01568-1693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	51
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1008
Census Tract	743100

Owner

178 North St is owned and occupied by two individuals who bought it in September 2019.

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 NORTH ST, UPTON, MA 01568-1693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
Feb 16, 2017	Deed of Trust, Mortgage MUTUALONE BK
Sep 12, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MEMBERS MORTGAGE COMPANY INC
Jun 9, 2017	Quit Claim Deed, Transfer MILFORD NATL BK & TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	201993605
Deed Book / Page	61038 / 321
Prior Transfer Date	Sep 5, 2019
Prior Transfer Doc	61038-321
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	178 NORTH ST, UPTON, MA 01568-1693
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066438-274
Date	Nov 2, 2021
Book Page	66438/274
Instrument	154022

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	178 NORTH ST, UPTON, MA 01568-1693
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66438-274
Date	Nov 2, 2021
Book Page	66438/274
Instrument	154022

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	178 NORTH ST, UPTON, MA 01568-1693
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56750-44
Date	Feb 16, 2017
Book Page	56750/44
Instrument	16996

Lender

Name	MUTUALONE BK

Agreement

Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Sep 12, 2019
Property Address	178 NORTH ST, UPTON, MA 01568-1693
Document Number	61038-321
Book / Page	61038 / 321
Instrument Date	Sep 5, 2019
Instrument	93605
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 NORTH ST, UPTON, MA 01568-1693

Mortgage

Document Number	93606
Date	Sep 12, 2019
Instrument	93606

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2029

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Jun 9, 2017
Property Address	178 NORTH ST, UPTON, MA 01568-1693
Document Number	57237-22
Book / Page	57237 / 22
Instrument	59317
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$35.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 NORTH ST, UPTON, MA 01568-1693

Mortgage

Document Number	572370027
Date	Jun 9, 2017
Instrument	57237/0027

Lender

Name	MILFORD NATL BK & TR

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 178 North St was $11,223, down 0.2% from the year before.

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,223.00 (-0.2%)	$858,000 (+0.33%) Land $214,700 Building $643,300	$937,828 (+10.01%)
2025	$11,246.00 (+0.66%)	$855,200 (+4.71%) Land $214,700 Building $640,500	$852,530 (+4.96%)
2024	$11,172.00 (+28.3%)	$816,700 (+30.09%) Land $209,900 Building $606,800	$812,250
2023	$8,708.00	$627,800 Land $181,100 Building $446,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 North St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on North St

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