178 N Walnut St, Mount Clemens, MI 48043 Property Records

Macomb County property record for 178 N Walnut St, Mount Clemens, MI 48043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,255 sqft
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (Jan 2024)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-11-487-002`

Property Details

APN / Parcel Number

Primary APN	`05-11-11-487-002`
Alternative APN	`1111487002`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,255 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft

Exterior

Exterior Material	Marblecrete
Construction Type	Frame
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	178 N WALNUT ST
City	MOUNT CLEMENS
State	MI
Zip	48043-5845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-B
Legal Description	MULETT SURVEY BLOCK 33 SW 20 FT OF NW 1/2 OF LOT 5 & NE 20 FT OF NW 1/2 OF LOT 6.
Legal Subdivision	MULLETT SURV PIC DEEDS
Legal Block	33
Legal Lot Number	5-6
Jurisdiction	MACOMB MI
Township / Civil Division	MOUNT CLEMENS
Census Block Group	2
Census Block	2017
Census Tract	245000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY BANK
Jan 22, 2024	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK
Jan 22, 2024	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK
Jul 27, 2023	Warranty Deed, Transfer GREATER MACOMB TITLE AGENCY
May 26, 2023	Intrafamily Transfer, Transfer
Oct 20, 2022	Intrafamily Transfer, Transfer
May 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Document Number	20245347
Deed Book / Page	29448 / 587
Prior Transfer Date	May 19, 2023
Prior Transfer Doc	0000046628
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	GREATER MACOMB TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MICHIGAN ST, CLINTON TOWNSHIP, MI 48036

Mortgage

Document Number	2400005348
Date	Jan 22, 2024
Book Page	29448/589
Instrument	202400005348

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	2015 WASHTENAW AVE, ANN ARBOR, MI 48104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 22, 2024
Property Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845
Document Number	2400005347
Book / Page	29448 / 587
Instrument Date	Jan 12, 2024
Instrument	202400005347
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	GREATER MACOMB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42390 WOODCREST DRIVE, STERLING HEIGHTS, MI 48313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845

Mortgage

Document Number	2400005348
Date	Jan 22, 2024
Book Page	29448/589
Instrument	202400005348

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 22, 2024
Property Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845
Document Number	2400005347
Book / Page	29448 / 587
Map Reference	LB C PG 1
Instrument Date	Jan 12, 2024
Instrument	202400005347
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	GREATER MACOMB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42390 WOODCREST DRIVE, STERLING HEIGHTS, MI 48313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845

Mortgage

Document Number	2400005348
Date	Jan 22, 2024
Instrument	202400005348

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 27, 2023
Property Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845
Document Number	2300063834
Book / Page	29227 / 1
Map Reference	LB C PG 1
Instrument Date	Jul 24, 2023
Instrument	202300063834
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 CUMBERLAND ST, MOUNT CLEMENS, MI 48043-2924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42930 WOODCREST DR, STERLING HEIGHTS, MI 48313-2742

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	May 26, 2023
Property Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845
Document Number	2300046628
Book / Page	29143 / 377
Map Reference	LB C PG 1
Instrument Date	May 19, 2023
Instrument	202300046628
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3151 CANYON OAKS TRL, MILFORD, MI 48380-3958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7935 RANCH ESTATES RD, CLARKSTON, MI 48348-4026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Oct 20, 2022
Property Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845
Document Number	2200119706
Book / Page	28867 / 1
Map Reference	LB C PG 1
Instrument Date	Sep 30, 2022
Instrument	202200119706
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43930 TRILLIUM DR, 43930, STERLING HEIGHTS, MI 48314-1989

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 CUMBERLAND ST, MOUNT CLEMENS, MI 48043-2924

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	May 3, 2022
Property Address	178 N WALNUT ST, MOUNT CLEMENS, MI 48043-5845
Document Number	2200058052
Book / Page	28584 / 14
Map Reference	LB C PG 1
Instrument Date	Apr 22, 2022
Instrument	202200058052
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3199 SUGAR MAPLE DR, 3199, STERLING HEIGHTS, MI 48314-1258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43930 TRILLIUM DR, STERLING HEIGHTS, MI 48314-1989

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Mount Clemens City
Unified School District	Mount Clemens Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,200 (+12.22%)	$130,400 (+12.22%)
2025	$3,286.00 (+72.86%) Homeowner's exemption	$58,100 (+32.65%)	$116,200 (+32.65%)
2023		$43,800	$87,600
2022	$1,901.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1986)
Most Recent Claim	Mar 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT CLEMENS serves 16,314 people · EPA ID MI0004510
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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