178 N Shore Dr, Gray, ME 04039 Property Records

Cumberland County and New Gloucester Town property record for 178 N Shore Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 884 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Feb 2021)
Tax Bill	$3,760 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0002 L:0048=A5`

Property Details

APN / Parcel Number

Primary APN	`M:0002 L:0048=A5`
Alternative APNs	`NEWG M:0002 L:0048-A5` `2658`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Basement Area	612 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2658
Street Address	178 N SHORE DR
City	GRAY
State	ME
Zip	04039-7751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEASON
Legal Lot Number	48-A5
Jurisdiction	NEW GLOUCESTER ME
Township / Civil Division	NEW GLOUCESTER
Census Block Group	1
Census Block	1033
Census Tract	11500

Owner

178 N Shore Dr is owned and occupied by two individuals who bought it in February 2021.

Source: Cumberland County and New Gloucester Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	178 N SHORE DR, GRAY, ME 04039-7751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND
Sep 26, 2017	Deed of Trust, Transfer HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	202113345
Deed Book / Page	37854 / 315
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	0378540315
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW GLOUCESTER ME
Recording Date	Feb 24, 2021
Property Address	178 N SHORE DR, GRAY, ME 04039-7751
Document Number	0378540315
Book / Page	37854 / 315
Instrument Date	Feb 19, 2021
Instrument	13345
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	178 SAWYER RD, NEW GLOUCESTER, ME 04260

Mortgage

Document Number	0000013346
Date	Feb 24, 2021
Instrument	13346

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	NEW GLOUCESTER ME
Property Address	178 N SHORE DR, GRAY, ME 04039-7751
Document Number	0343460243
Book / Page	034346 / 000243
Instrument Date	Sep 26, 2017
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N SHORE DR NEW GLOUCESTER ME 04260, NEW GLOUCESTER, ME 04260

Mortgage

Document Number	0343460243
Date	Sep 28, 2017
Book Page	034346/000243
Instrument	49641

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 178 N Shore Dr was $3,760.

Source: Cumberland County and New Gloucester Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	New Gloucester Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,760.00	$243,043 Land $73,725 Building $169,318
2023	$3,473.00 (+3.55%)	$243,043 (-) Land $73,725 Building $169,318
2022	$3,354.00	$243,043 Land $73,725 Building $169,318

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 178 N Shore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 N Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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