178 N Monterey Rd, Orange, CA 92866 Property Records

Orange County property record for 178 N Monterey Rd, Orange, CA 92866

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,500 sqft · built 1952
Lot Size	0.26 acres (11,340 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,235 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`386-062-23`

Property Details

APN / Parcel Number

Primary APN	`386-062-23`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	11,340 sqft (0.26 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	178 N MONTEREY RD
City	ORANGE
State	CA
Zip	92866-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1051 BLK LOT 16 TR 1051 LOT 16(AND SLY 10 FT LOT 17
Legal Subdivision	C Z CULVER HOME TRACT
Legal Tract	1051
Legal Lot Number	16,17
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2016
Census Tract	75805

Owner

178 N Monterey Rd is owned and occupied by two individuals who acquired it in October 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 N MONTEREY RD, ORANGE, CA 92866-1729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Intrafamily Transfer, Transfer
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jul 26, 2022	Intrafamily Transfer, Transfer
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 4, 2019	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 4, 2019	Quit Claim Deed, Transfer OTHER
Feb 16, 2018	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY
Feb 16, 2018	Intrafamily Transfer, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019
Deed Sale	Nov 4, 2019
Prior Sale	Feb 16, 2018
Deed Document Number	2019437487
Last Transfer Date	Oct 6, 2022
Transfer Doc	0000328162
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 7, 2022
Property Address	178 N MONTEREY RD, ORANGE, CA 92866-1729
Document Number	0000328162
Map Reference	MB 34 PG 5
Instrument Date	Oct 6, 2022
Instrument	2022000328162
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	178 N MONTEREY RD, ORANGE, CA 92866-1729

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	178 N MONTEREY RD, ORANGE, CA 92866-1729
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N MONTEREY RD, ORANGE, CA 92866-1729

Mortgage

Document Number	0000294552
Date	Aug 31, 2022
Instrument	2022000294552

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 26, 2022
Property Address	178 N MONTEREY RD, ORANGE, CA 92866-1729
Document Number	0000258713
Map Reference	MB 34 PG 5
Instrument Date	Jul 25, 2022
Instrument	2022000258713
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N MONTEREY RD, ORANGE, CA 92866-1729

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	178 N MONTEREY RD, ORANGE, CA 92866-1729
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N MONTEREY RD, ORANGE, CA 92866-1729

Mortgage

Document Number	0000386030
Date	Jun 10, 2021
Instrument	2021000386030

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 4, 2019
Property Address	178 N MONTEREY RD, ORANGE, CA 92866-1729
Document Number	0000437487
Map Reference	MB 34 PG 5
Instrument Date	Oct 15, 2019
Instrument	2019000437487
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	178 N MONTEREY RD, ORANGE, CA 92866-1729

Mortgage

Document Number	0000437488
Date	Nov 4, 2019
Instrument	2019000437488

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 4, 2019
Property Address	178 N MONTEREY RD, ORANGE, CA 92866-1729
Document Number	0000437489
Instrument Date	Oct 15, 2019
Instrument	437489
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	178 N MONTEREY RD ORANGE CA 928661729, ORANGE, CA 92866-1729

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2018
Property Address	178 N MONTEREY RD, ORANGE, CA 92866-1729
Document Number	0000056585
Instrument Date	Jan 18, 2018
Instrument	56585
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	178 N MONTEREY RD ORANGE CA 928661729, ORANGE, CA 92866-1729

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2018
Property Address	178 N MONTEREY RD, ORANGE, CA 92866-1729
Document Number	0000056583
Map Reference	MB34 PG5
Instrument Date	Jan 18, 2018
Instrument	2018000056583
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N MONTEREY RD, ORANGE, CA 92866-1729

Mortgage

Document Number	0000056584
Date	Feb 16, 2018
Instrument	2018000056584

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 178 N Monterey Rd was $8,235.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$753,938 (+2%) Land $153,894 Building $600,044
2025	$8,235.00	$739,155 Land $150,876 Building $588,279
2023	$7,877.00 (+2.95%)	$710,453 Land $145,016 Building $565,437
2022	$7,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 178 N Monterey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 178 N Monterey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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