178 N 400 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 178 N 400 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 886 sqft · built 1941
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-057-0015`

Property Details

APN / Parcel Number

Primary APN	`07-057-0015`
Alternative APN	`008439`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	886 sqft Living Area
1st Floor Area	886 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1989
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	008439
Street Address	178 N 400 E
City	SPANISH FORK
State	UT
Zip	84660-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 49.5 FT S OF NW COR LOT 3, BLK 57, PLAT A, SPANISH FORK; E 4 RDS; S 45 E 29.7 FT; S 45 FT; W 87 FT; N 4 RDS TO BEG. AREA .13 AC.
Legal Block	57
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1019
Census Tract	3204

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 N 400 E, SPANISH FORK, UT 84660-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · FHA Mortgage DIRECT RATE HOME LOANS INC
Jun 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITYWIDE HOME LOANS
Jun 27, 2022	Warranty Deed, Transfer · FHA Mortgage CITYWIDE HOME LOANS
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022
Deed Sale	Jun 27, 2022
Prior Sale	Apr 28, 2016 · Amount on Record
Deed Document Number	202274414
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	178 N 400 E, SPANISH FORK, UT 84660-1832
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	NOVATION TITLE INSURANCE AGENCY, NOVATION TITLE INSURANCE AG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N 400 E, SPANISH FORK, UT 84660-1832

Mortgage

Document Number	0000002450
Date	Jan 12, 2026
Instrument	2450:2026

Lender

Name	DIRECT RATE HOME LOANS INC
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	178 N 400 E, SPANISH FORK, UT 84660-1832
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	NORTHSTAR TITLE, NORTH STAR TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074446
Date	Jun 27, 2022
Instrument	74446:2022

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 27, 2022
Property Address	178 N 400 E, SPANISH FORK, UT 84660-1832
Document Number	0000074414
Instrument Date	Jun 24, 2022
Instrument	74414:2022
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	WESTCO TITLE SERVICES INC, INWEST TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	178 N 400 E, SPANISH FORK, UT 84660-1832

Mortgage

Document Number	0000074445
Date	Jun 27, 2022
Instrument	74445:2022

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	178 N 400 E, SPANISH FORK, UT 84660-1832
Document Number	0000099963
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 N 400 E SPANISH FORK UT 846601832, SPANISH FORK, UT 84660-1832

Mortgage

Document Number	0000099963
Date	Oct 2, 2019
Instrument	99963

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,415 (-46.36%)	$315,300 (-2.47%) Land $132,100 Building $183,200
2025	$1,713.00 (+0.06%)	$323,300 (+106.61%) Land $132,100 Building $191,200	$323,300 (+13.64%) Land $132,100 Building $191,200
2024	$1,712.00 (+12.93%)
2023	$1,516.00 (+0.53%)	$156,475	$284,500 Land $125,800 Building $158,700
2022	$1,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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