Haywood County property record for 178 Morgan St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,491 sqft · built 1800 |
| Lot Size | 3.62 acres (157,861 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone AE (high risk) |
| APN | 8637-41-2386 |
| Primary APN | 8637-41-2386 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,491 sqft Heated Area |
| Gross Area | 3,402 sqft |
| 1st Floor Area | 1,491 sqft |
| Upper Floors Area | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 157,861 sqft (3.62 acres) |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 221551 |
|---|---|
| Street Address | 178 MORGAN ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-9424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | 178 MORGAN ST |
| Legal Subdivision | SURVEY OF J RANDY HERRON |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 920502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Shook-Welch-Smathers House listed 2008 · 1 contributing resources · NRIS 08000891 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
178 Morgan St, a single family home, is owned by a company.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 444, WAYNESVILLE, NC 28786-0444 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $504,600 Land $77,700 Building $426,900 | |
| 2025 | $504,600 Land $77,700 Building $426,900 | |
| 2023 | $504,500 Land $77,600 Building $426,900 | |
| 2021 | $504,500 Land $77,600 Building $426,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Morgan St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Morgan St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures