178 Middlesex St, #180, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 178 Middlesex St, #180, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,440 sqft · built 2015
Lot Size	0.188 acres (8,176 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2017)
Tax Bill	$5,366 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08640 P:0032`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08640 P:0032`
Alternative APN	`86400032`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,440 sqft Living Area
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	8,176 sqft (0.188 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	86400032
Street Address	178 MIDDLESEX ST, 180
City	SPRINGFIELD
State	MA
Zip	01109-2821
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5000
Census Tract	801700

Owner

178 Middlesex St, #180 is owned and occupied by two individuals who bought it in May 2017.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 MIDDLESEX ST, 180, SPRINGFIELD, MA 01109-2821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 25, 2017	Quit Claim Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on File
Deed Sale	May 25, 2017 · Amount on File
Prior Sale	May 29, 2009 · Amount on File
Deed Book / Page	21695 / 280
Transfer Doc	021695-280
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	178 MIDDLESEX ST, SPRINGFIELD, MA 01109-2821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23293-41
Date	Jul 2, 2020
Book Page	23293/41
Instrument	35272

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 25, 2017
Property Address	178 MIDDLESEX ST, SPRINGFIELD, MA 01109-2821
Document Number	21695-280
Book / Page	021695 / 000280
Instrument Date	May 23, 2017
Instrument	28812
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21695-284
Date	May 25, 2017
Book Page	021695/000284
Instrument	28815

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 178 Middlesex St, #180 was $5,366.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,366.00	$342,200 Land $31,700 Building $310,500
2023	$5,301.00	$310,900 Land $28,800 Building $282,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 178 Middlesex St, #180 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 178 Middlesex St, #180 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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