178 McCormick St, Mount Airy, NC 27030 Property Records

Surry County property record for 178 McCormick St, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1968
Lot Size	0.487 acres (21,214 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Jan 2021)
Tax Bill	$968 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5020-13-12-4930`

Property Details

APN / Parcel Number

Primary APN	`5020-13-12-4930`
Alternative APN	`100118676`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,214 sqft (0.487 acres)
Lot Width	159 ft Width
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100118676
Street Address	178 MCCORMICK ST
City	MOUNT AIRY
State	NC
Zip	27030-4350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 4 WB MCCORMICK SUB
Legal Subdivision	WB MCCORMICK SUB
Legal Lot Number	4
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	4
Census Block	4012
Census Tract	930502

Owner

178 McCormick St is owned and occupied by an individual who bought it in January 2021.

Source: Surry County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	178 MCCORMICK ST, MOUNT AIRY, NC 27030-4350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Jan 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Jul 1, 1992
Deed Document Number	2021679750
Deed Book / Page	1742 / 531
Prior Transfer Date	Feb 25, 2011
Prior Transfer Doc	01373/0147
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Recording Date	Oct 7, 2026
Property Address	178 MCCORMICK ST, MOUNT AIRY, NC 27030-4350
Document Number	0000737663
Book / Page	1992 / 876
Instrument Date	Oct 2, 2026
Instrument	2026737663
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 MCCORMICK ST, MOUNT AIRY, NC 27030-4350

Mortgage

Document Number	0000737663,
Date	Oct 7, 2026
Book Page	1992/876
Instrument	2026737663

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jan 7, 2021
Property Address	178 MCCORMICK ST, MOUNT AIRY, NC 27030-4350
Document Number	1742/531
Book / Page	1742 / 531
Instrument Date	Jan 6, 2021
Instrument	679750
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MCCORMICK ST, MOUNT AIRY, NC 27030

Mortgage

Document Number	679751
Date	Jan 7, 2021
Instrument	679751

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 178 McCormick St was $968, down 1.6% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$968.00 (-1.63%)	$129,020 (-17.6%) Land $10,000 Building $119,020	$129,020 (-17.6%) Land $10,000 Building $119,020
2025	$984.00	$156,570 Land $11,000 Building $145,570	$156,570 Land $11,000 Building $145,570
2023	$46.00	$129,020 Land $10,000 Building $119,020	$129,020 Land $10,000 Building $119,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 McCormick St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1980–2003)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 McCormick St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT AIRY serves 10,685 people · EPA ID NC0286010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Surry Telephone.

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