178 McCloud Rd, Freeport, FL 32439 Property Records

Walton County property record for 178 McCloud Rd, Freeport, FL 32439

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,512 sqft · built 2006
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$73,000 (Jan 2015)
Tax Bill$386 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11-1S-20-32000-033-0070

Property Details

APN / Parcel Number

Primary APN11-1S-20-32000-033-0070
Alternative APNs
  • 11-120-32000-033-0070
  • 1014881

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions218 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address178 MCCLOUD RD
CityFREEPORT
StateFL
Zip32439-2501
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOM AT NW/C OF SW4 OF NE4 OF NE4 THENCE S 01DEG1807W ALG W LINE OF SW4 OF NE4 OF NE4 A DIST OF .83FT TO S/LY ROW LINE OF PAVED CO RD THENCE CONT S 01DEG1807W ALG SAID W LINE A DIST OF 420.00 FT THENCE GO S 88DEG4023E A DIST OF 150.00 FT THENCE CONT S
Legal Range020
Legal Township01S
Legal Section11
Legal Block3300
Legal Lot Number70
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1065
Census Tract950306

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15572 COUNTY ROAD 405, DEXTER, MO 63841-9038
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2015 · Amount on Record
Deed SaleJan 16, 2015 · Amount on Record
Prior SaleJul 15, 2005 · Amount on Record
Deed Document Number20151308495
Deed Book / Page2968 / 4440
Prior Transfer DateJun 24, 2005
Prior Transfer Doc0026800464
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address178 MCCLOUD RD, FREEPORT, FL 32439-2501
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 MCCLOUD RD, FREEPORT, FL 32439-2501

Mortgage

Document Number0032110956
DateAug 10, 2021
Book Page3211/956
Instrument20210040185
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term287 Months
DueJul 1, 2045

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$386.00 (-6.31%)$37,846 (-11.98%) Land $11,382 Building $26,464$37,846 (-11.98%) Land $11,382 Building $26,464
2024$412.00 (-4.63%)
2023$432.00 (+1.89%)$42,999 (+4.97%) Land $11,382 Building $31,617$42,999 (+4.97%) Land $11,382 Building $31,617
2022$424.00$40,963 Land $12,634 Building $28,329$40,963 Land $12,634 Building $28,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2017–2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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