178 McCall St, Carthage, TN 37030 Property Records

Smith County property record for 178 McCall St, Carthage, TN 37030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 2022
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Sep 2022)
Tax Bill	$916 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053C-C-003.01`

Property Details

APN / Parcel Number

Primary APN	`053C-C-003.01`
Alternative APN	`080053C C 00301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Porch	Finished/Open Porch
Porch Area	64 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	080053C C 00301
Street Address	178 MCCALL ST
City	CARTHAGE
State	TN
Zip	37030-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAB D SLIDE 396
Legal Tract	2
Jurisdiction	SMITH TN
Township / Civil Division	7
Census Block Group	2
Census Block	2028
Census Tract	975200

Owner

178 McCall St is owned and occupied by two individuals who bought it in September 2022.

Source: Smith County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	178 MCCALL ST, CARTHAGE, TN 37030-1736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Deed Document Number	20223217
Deed Book / Page	435 / 137
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Sep 13, 2022
Property Address	178 MCCALL ST, CARTHAGE, TN 37030-1736
Document Number	0000435137
Book / Page	435 / 137
Map Reference	CAB D PG 396
Instrument Date	Sep 12, 2022
Instrument	22003217
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 MCCALL ST, CARTHAGE, TN 37030-1736

Mortgage

Document Number	0022003218
Date	Sep 13, 2022
Instrument	22003218

Lender

Name	BANKTENNESSEE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 178 McCall St was $916.

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Smith County
Municipality	South Carthage Town
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$916.00	$52,825 Land $6,250 Building $46,575	$211,300 Land $25,000 Building $186,300
2023		$52,500 Land $6,250 Building $46,250
2022			$211,300 Land $25,000 Building $186,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 178 McCall St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	24 (1978–2010)
Claims Outside the SFHA	16 of 24
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 McCall St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITH UTILITY DISTRICT serves 8,466 people · EPA ID TN0000636
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20