178 Mancos Ln, Durango, CO 81301 Property Records

La Plata County property record for 178 Mancos Ln, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,000 sqft · built 1984
Lot Size	9.5 acres (413,820 sqft)
Owner	2 Individual Names on File
Last Sale	$1,810,000 (Aug 2023)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`5665-161-14-008`

Property Details

APN / Parcel Number

Primary APN	`5665-161-14-008`
Alternative APN	`R014531`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,000 sqft Living Area
Gross Area	4,411 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Lot Area	413,820 sqft
Garage Type	Attached
Garage Area	1,411 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	314 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R014531
Street Address	178 MANCOS LN
City	DURANGO
State	CO
Zip	81301-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PTARMIGAN FARMS BLOCK: 0 LOT: 10 PTARMIGAN FARMS 178 MANCOS LN DURANGO 81301
Legal Subdivision	PTARMIGAN FARMS
Legal Block	4
Legal Lot Number	10
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	4
Census Block	4002
Census Tract	970800

Owner

178 Mancos Ln is owned and occupied by two individuals who bought it in August 2023.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 MANCOS LN, DURANGO, CO 81301-8522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANK OF COLORADO
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Nov 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ANIMAS MOUNITAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Apr 6, 2006 · Amount on File
Deed Document Number	20231224400
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	178 MANCOS LN, DURANGO, CO 81301-8522
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 MANCOS LN, DURANGO, CO 81301-8522

Mortgage

Document Number	0001251550
Date	Mar 2, 2026
Instrument	1251550

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	180 Months
Due	Feb 28, 2041

Interest

Rate Type	Adjustable Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	178 MANCOS LN, DURANGO, CO 81301-8522
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	TITLE DURANGO LLC, TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 MANCOS LN, DURANGO, CO 81301-8522

Mortgage

Document Number	0001247594
Date	Oct 16, 2025
Instrument	1247594

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	178 MANCOS LN, DURANGO, CO 81301-8522
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	NOT AVAILABLE, T TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 MANCOS LN, DURANGO, CO 81301-8522

Mortgage

Document Number	0001227310
Date	Nov 6, 2023
Instrument	1227310

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 8, 2023
Property Address	178 MANCOS LN, DURANGO, CO 81301-8522
Document Number	0001224400
Map Reference	DOC 424928
Instrument Date	Aug 7, 2023
Instrument	1224400
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	T TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 MANCOS LN, DURANGO, CO 81301-8522

Mortgage

Document Number	0001224401
Date	Aug 8, 2023
Instrument	1224401

Lender

Name	ANIMAS MOUNITAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 178 Mancos Ln was $6,403, up 38.4% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,340 (+4.63%) Land $55,390 Building $63,950	$1,824,900 (-) Land $847,000 Building $977,900
2025	$6,403.00 (+38.44%)	$114,060 Land $52,940 Building $61,120	$1,824,900 Land $847,000 Building $977,900
2024	$4,625.00 (+16.26%)
2023	$3,978.00 (+8.9%)	$91,710 (+10.1%) Land $30,820 Building $60,890	$1,368,820 (+14.21%) Land $460,020 Building $908,800
2022	$3,653.00	$83,300 Land $29,820 Building $53,480	$1,198,550 Land $429,000 Building $769,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 178 Mancos Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Mancos Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 57% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

Nearby Properties on Mancos Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures