Humboldt County property record for 178 Main St, Scotia, CA 95565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,595 sqft · built 1908 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $322,000 (Oct 2022) |
| Tax Bill | $3,488 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-463-003-000 |
| Primary APN | 205-463-003-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Street Address | 178 MAIN ST |
|---|---|
| City | SCOTIA |
| State | CA |
| Zip | 95565-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT162 TRM669 BK25 PG150-159 SCOTIA PH3 |
| Legal Subdivision | TOWN OF SCOTIA SUBDIVISION PHASE 3 |
| Legal Tract | 669 |
| Legal Block | 4 |
| Legal Lot Number | 162 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | GARBERVILLE |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 11100 |
Source: Humboldt County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 81, SCOTIA, CA 95565-0081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Oct 7, 2022 | Grant Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on Record |
| Deed Sale | Oct 7, 2022 · Amount on Record |
| Deed Document Number | 202217886 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Jun 22, 2026 |
| Property Address | 178 MAIN ST, SCOTIA, CA 95565-9743 |
| Document Number | 0000008071 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20268071 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 178 MAIN ST, SCOTIA, CA 95565-9743 |
| Document Number | 0000008071, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20268071 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Oct 7, 2022 |
| Property Address | 178 MAIN ST, SCOTIA, CA 95565 |
| Document Number | 0000017886 |
| Map Reference | MB 25 PG 150-159 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022-017886 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1085 TASMAN DR SPC 372, 372, SUNNYVALE, CA 94089-5471 |
| Document Number | 0000017887 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022-017887 |
| Name | CELEBRITY HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Secondary School District | Fortuna Union High School District (09 - 12) |
| Elementary School District | Scotia Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,488.00 (+3.29%) Homeowner's exemption | $335,008 (+4.04%) Land $135,252 Building $199,756 |
| 2024 | $3,377.00 (+1.23%) | |
| 2023 | $3,336.00 (+596.45%) Homeowner's exemption | $322,000 Land $130,000 Building $192,000 |
| 2022 | $479.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1986–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA CSD private · serves 681 people · EPA ID CA1210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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