178 Main St, Schaghticoke, NY 12154 Property Records

Rensselaer County and Schaghticoke Town property record for 178 Main St, Schaghticoke, NY 12154

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,490 sqft · built 1830
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$376,000 (Jun 2025)
Tax Bill	$6,306 (2026)
Deeds & Mortgages	Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`384201 32.6-3-14`

Property Details

APN / Parcel Number

Primary APN	`384201 32.6-3-14`
Alternative APN	`311C191880`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,490 sqft Living Area
1st Floor Area	1,404 sqft
2nd Floor Area	1,830 sqft
Upper Floors Area	256 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	149 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	311C191880
Street Address	178 MAIN ST
City	SCHAGHTICOKE
State	NY
Zip	12154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	DEED 1/8 ACRE
Legal Block	3
Legal Lot Number	14.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	1
Census Block	1054
Census Tract	51901

Owner

178 Main St is owned by two individuals who bought it in June 2025.

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	142 HAMPTON RD, SYRACUSE, NY 13203-1437
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Deed Document Number	2025657148
Deed Book / Page	10980 / 125
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	0087400305
Record Updated	Oct 29, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 24, 2019
Property Address	178 MAIN ST, SCHAGHTICOKE, NY 12154
Document Number	0000546115
Book / Page	008740 / 000305
Instrument Date	Jan 18, 2019
Instrument	546115
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 LITTLE DR MALTA NY 120206328, MALTA, NY 12020-6328

Tax Assessment & Valuation

The 2026 property tax bill for 178 Main St was $6,306, up 1.2% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Municipality	Schaghticoke Village
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,306.00 (+1.2%)
2025	$6,231.00	$42,300 Land $3,900 Building $38,400	$297,051 Land $27,388 Building $269,663
2023		$42,300 Land $3,900 Building $38,400	$263,551 Land $24,299 Building $239,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 178 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Mar 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHAGHTICOKE (V) PWS serves 1,102 people · EPA ID NY4100045
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20