178 Main St, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 178 Main St, Jay, ME 04239 · Last verified August 2026

Property Highlights

Property Type	Commercial > Office > Financial Building
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 2001
Square Footage	720 sqft Living Area
Lot Size	226,512 sqft (5.2 acres)
Tax Bill	$40,182.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`JAYY M:021 L:003`
Alternative APN	`1647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	720 sqft Living Area
Basement Area	360 sqft Basement
Unfinished Basement	360 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Concrete Construction
Roof Material	Galvanized Roof
Lot Area	226,512 sqft (5.2 acres)

Location & Zoning

Account Number	1647
Street Address	178 MAIN ST
City	JAY
State	ME
Zip	04239-4902
Property Usage	Commercial Property Usage
Type	Commercial > Office > Financial Building
Legal Lot Number	3
Jurisdiction	JAY ME
Minor Civil Division	JAY
Census Blockgroup	6
Census Block	6006
Census Tract	971400

Owner

Source: Franklin County and Jay Town records · APN JAYY M:021 L:003

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 27, JAY, ME 04239-0027
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	JAY ME
Recording Date	Sep 20, 2019
Property Address	178 MAIN ST, JAY, ME 04239-4902
Document Number	0041240159
Book / Page	004124 / 000159
Instrument Date	Sep 19, 2019
Instrument	7625
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	141 HIGH ST FARMINGTON ME 049381963, FARMINGTON, ME 04938-1963

Mortgage

Document Number	41240159
Date	Sep 20, 2019
Book Page	004124/000159
Instrument	7625

Lender

Name	SKOWHEGAN SVGS BK
Type	Federal Savings Bank (FSB)
Address	13 ELM ST, SKOWHEGAN, ME 04976-1201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County and Jay Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$40,182.00 (+13.51%)	$3,348,470 (+108.11%) Land $194,730 Building $3,153,740
2024	$35,398.00 (-4.35%)	$1,608,980 (-) Land $66,380 Building $1,542,600
2023	$37,007.00	$1,608,980 Land $66,380 Building $1,542,600

Flood & Wildfire

Our records do not include FEMA flood map data for 178 Main St; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 54th in Maine
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.