178 Main St, Ernest, PA 15739 Property Records

Indiana County property record for 178 Main St, Ernest, PA 15739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1904
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$61,827 (Sep 2023)
Tax Bill	$1,227 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`44-001-316`

Property Details

APN / Parcel Number

Primary APN	`44-001-316`
Alternative APN	`00045482`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	966 sqft Living Area
Basement Area	528 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 58 ft wide
Terrain	Steep
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00045482
Street Address	178 MAIN ST
City	ERNEST
State	PA
Zip	15739-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58X120 1 HO 1 GA
Jurisdiction	INDIANA PA
Township / Civil Division	ERNEST
Census Block Group	2
Census Block	2026
Census Tract	960500

Owner

Source: Indiana County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	722 ANTHONY RUN RD, INDIANA, PA 15701-4311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage INFIRST BNK
Sep 20, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	2023340259
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	178 MAIN ST, ERNEST, PA 15739-9012
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023341218
Date	Nov 1, 2023
Instrument	2023-341218

Lender

Name	INFIRST BNK
Type	Bank
Address	BRADFORD, PA 16701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 25, 2043

Interest

Rate Type	Adjustable Rate

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Sep 20, 2023
Property Address	178 MAIN ST, ERNEST, PA 15739-9012
Document Number	2023340259
Map Reference	MB 1 PG 104
Instrument Date	Sep 14, 2023
Instrument	2023-340259
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$618.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 ANTHONY RUN RD, INDIANA, PA 15701-4311

Tax Assessment & Valuation

Source: Indiana County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
Municipality	Ernest Borough
Unified School District	Marion Center Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,227.00 (+3.37%)	$55,700 (-) Land $12,000 Building $43,700	$55,700 (-) Land $12,000 Building $43,700
2025	$1,187.00 (+9.5%) Homeowner's exemption	$55,700 (-) Land $12,000 Building $43,700
2023	$1,084.00	$55,700 Land $12,000 Building $43,700
2015			$55,700 Land $12,000 Building $43,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ICMSA CROOKED CREEK serves 9,638 people · EPA ID PA5320109
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salsgiver Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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