178 Luce St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 178 Luce St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,676 sqft · built 1960
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2010)
Tax Bill	$6,510 (2026)
Deeds & Mortgages	Oct 2021 Refinance Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`K04350`

Property Details

APN / Parcel Number

Primary APN	`K04350`
Alternative APNs	`LOWE M:250 B:3730 L:178` `M:000250 T:K04350`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	3,194 sqft
1st Floor Area	1,062 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	K04350
Street Address	178 LUCE ST
City	LOWELL
State	MA
Zip	01852-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	3730
Legal Lot Number	178
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2012
Census Tract	312502

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 LUCE ST, LOWELL, MA 01852-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Mar 21, 2019	Correction Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2010 · Amount on Record
Deed Sale	Nov 15, 2010 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	178 LUCE ST, LOWELL, MA 01852-3035
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36338-144
Date	Oct 4, 2021
Book Page	36338/144
Instrument	58156

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 21, 2019
Property Address	178 LUCE ST, LOWELL, MA 01852-3035
Document Number	32841-52
Book / Page	032841 / 000052
Instrument Date	Mar 16, 2019
Instrument	10187
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	178 LUCE ST LOWELL MA 018523035, LOWELL, MA 01852-3035

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,510.00 (+4.11%)	$573,600 (+5.31%) Land $251,700 Building $321,900	$591,741 (+8.44%)
2025	$6,253.00 (+4.93%)	$544,700 (+8.87%) Land $235,300 Building $309,400	$545,680 (+0.12%)
2024	$5,959.00 (+2.94%)	$500,300 (+7.34%) Land $219,800 Building $280,500	$545,015
2023	$5,789.00	$466,100 Land $191,200 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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