178 Lower Gap Rd, Sautee Nacoochee, GA 30571 Property Records

White County property record for 178 Lower Gap Rd, Sautee Nacoochee, GA 30571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,532 sqft · built 2003
Lot Size	1.66 acres (72,317 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2018)
Tax Bill	$2,657 (2026)
Deeds & Mortgages	Dec 2024 Transfer Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070 188`

Property Details

APN / Parcel Number

Primary APN	`070 188`
Alternative APNs	`76626` `91295`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,142 sqft
Upper Floors Area	390 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	72,317 sqft (1.66 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	1,802 sqft
Deck Area	750 sqft
Patio Area	822 sqft
Storage Building	64 sqft
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	91295
Street Address	178 LOWER GAP RD
City	SAUTEE NACOOCHEE
State	GA
Zip	30571-5175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL12 LD3 LOT 19 W SKYLAKE
Legal Subdivision	SKYLAKE RECREATIONAL COMMUNITY
Legal Lot Number	19
Jurisdiction	WHITE GA
Township / Civil Division	HELEN
Census Block Group	1
Census Block	1053
Census Tract	950101

Owner

Source: White County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 LOWER GAP RD, SAUTEE NACOOCHEE, GA 30571-5175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 23, 2018	Grant Deed, Transfer · Conventional with PMI COLONIAL NAT'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	20182123
Deed Book / Page	1694 / 165
Last Transfer Date	Dec 2, 2024
Transfer Doc	0019500448
Record Updated	Oct 29, 2026

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE GA
Recording Date	Dec 6, 2024
Property Address	178 LOWER GAP RD, SAUTEE NACOOCHEE, GA 30571-5175
Document Number	0019500448
Book / Page	1950 / 448
Instrument Date	Dec 2, 2024
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 LOWER GAP RD, SAUTEE NACOOCHEE, GA 30571-5175

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE GA
Recording Date	Oct 23, 2018
Property Address	178 LOWER GAP RD, SAUTEE NACOOCHEE, GA 30571-5175
Document Number	0016940165
Book / Page	001694 / 000165
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 LOWER GAP RD SAUTEE NACOOCHEE GA 305715175, SAUTEE NACOOCHEE, GA 30571-5175

Mortgage

Document Number	16940166
Date	Oct 23, 2018
Book Page	001694/000166

Lender

Name	COLONIAL NAT'L MTG
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,657.00 (-13.17%)
2025	$3,060.00 (-0.97%) Homeowner's exemption	$187,096 (+18.69%) Land $12,000 Building $175,096	$467,740 (+18.69%) Land $30,000 Building $437,740
2024	$3,090.00 (+6.99%)
2023		$157,636 (+14.38%) Land $11,200 Building $146,436	$394,090 (+14.38%) Land $28,000 Building $366,090
2022	$2,888.00 Additional exemption filed	$137,820 Land $11,200 Building $126,620	$344,550 Land $28,000 Building $316,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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