Moore County property record for 178 Lost Trl, West End, NC 27376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,385 sqft · built 2003 |
| Lot Size | 8.7 acres (379,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Apr 2021) |
| Tax Bill | $3,502 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Apr 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 852505186936 |
| Primary APN | 852505186936 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,385 sqft Living Area |
| 1st Floor Area | 1,997 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Foundation Type | Footing |
| Roof Material | Rolled Roofing |
| Lot Area | 379,059 sqft (8.7 acres) |
| Porch | Porch |
| Porch Area | 2,125 sqft |
| Patio Area | 580 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 97047576 |
|---|---|
| Street Address | 178 LOST TRL |
| City | WEST END |
| State | NC |
| Zip | 27376-8378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAUS |
| Legal Description | MCLENDON HILLS LOT 328 & 329 PH I SEVEN LAKES FIRE LOST TRAI |
| Legal Subdivision | MCLENDON HILLS |
| Legal Phase | 1 |
| Legal Lot Number | 328-329 |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 9, MINERAL SPRINGS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950305 |
178 Lost Trl is owned and occupied by an individual who bought it in April 2021.
Source: Moore County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 LOST TRL, WEST END, NC 27376-8378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2017 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Aug 28, 2009 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 3, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GREENSBORO HOME EQUITY INC |
| Jan 2, 2007 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER |
| Aug 28, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 21, 2006 | Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on File |
| Deed Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 20219051 |
| Deed Book / Page | 5594 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 178 LOST TRAIL, WEST END, NC 27376-8378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004811/122 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 4811/122 |
| Instrument | 2017006411 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 178 LOST TRAIL, WEST END, NC 27376-8378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005594/243 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 5594/243 |
| Instrument | 2021009053 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 178 LOST TRAIL, WEST END, NC 27376-8378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003624/041 |
|---|---|
| Date | Aug 28, 2009 |
| Book Page | 3624/041 |
| Instrument | 2009013538 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Sep 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 178 LOST TRAIL, WEST END, NC 27376-8378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002903/260 |
|---|---|
| Date | Oct 3, 2005 |
| Book Page | 2903/260 |
| Instrument | 2005019695 |
| Name | FIRST GREENSBORO HOME EQUITY INC |
|---|---|
| Type | Subprime Lender |
| Address | 1801 STANLEY RD STE 400, GREENSBORO, NC 27407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 178 LOST TRAIL, WEST END, NC 27376-8378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003154/371 |
|---|---|
| Date | Jan 2, 2007 |
| Book Page | 3154/371 |
| Instrument | 2007000001 |
| Name | AMERICAS WHOLESALE LENDER |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 178 LOST TRAIL, WEST END, NC 27376-8378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003624/022 |
|---|---|
| Date | Aug 28, 2009 |
| Book Page | 3624/022 |
| Instrument | 2009013537 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 178 LOST TRAIL, WEST END, NC 27376-8378 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002977/221 |
|---|---|
| Date | Feb 21, 2006 |
| Book Page | 2977/221 |
| Instrument | 2006003347 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | 4500 PARK GRANADA, CALABASAS, CA 91302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 15, 2031 |
| Change Frequency | Monthly |
|---|
The 2026 property tax bill for 178 Lost Trl was $3,502.
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,502.00 | $833,940 (-) Land $200,020 Building $633,920 | |
| 2025 | $3,502.00 | $833,940 Land $200,020 Building $633,920 | |
| 2024 | $833,940 (-) Land $200,020 Building $633,920 | ||
| 2023 | $3,794.00 | $833,940 Land $200,020 Building $633,920 | $833,940 Land $200,020 Building $633,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Lost Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Lost Trl is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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