Haywood County property record for 178 Lost Ridge Rd, Maggie Valley, NC 28751
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 700 sqft · built 1969 |
| Lot Size | 0.893 acres (38,899 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7688-26-2404 |
| Primary APN | 7688-26-2404 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 700 sqft Heated Area |
| Upper Floors Area | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Logs |
| Lot Area | 38,899 sqft (0.893 acres) |
| Porch | Slab |
| Patio Area | 510 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 253589 |
|---|---|
| Street Address | 178 LOST RIDGE RD |
| City | MAGGIE VALLEY |
| State | NC |
| Zip | 28751-8520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 178 LOST RIDGE RD |
| Legal Subdivision | LOST RIDGE |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | JONATHAN CREEK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 920101 |
178 Lost Ridge Rd is owned by an individual who acquired it in December 2010.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 WATEREDGE CT, SAFETY HARBOR, FL 34695-5132 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 22, 2010 |
| Transfer Doc | 0008402105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Oct 22, 2018 |
| Property Address | 178 LOST RIDGE RD, MAGGIE VALLEY, NC 28751-8520 |
| Document Number | 0009611987 |
| Book / Page | 000961 / 001987 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 9512 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1709 MAIN ST SAFETY HARBOR FL 346953322, SAFETY HARBOR, FL 34695-3322 |
| Document Number | 9611990 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 000961/001990 |
| Instrument | 9513 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 21, 2033 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $555,400 (+3.04%) Land $127,800 Building $427,600 | |
| 2025 | $539,000 Land $111,400 Building $427,600 | $555,400 Land $127,800 Building $427,600 |
| 2023 | $539,000 Land $111,400 Building $427,600 | $539,000 Land $111,400 Building $427,600 |
| 2021 | $539,000 Land $111,400 Building $427,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Lost Ridge Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (2020–2025) |
| Most Recent Claim | Feb 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Lost Ridge Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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