178 Longford Dr, Elgin, IL 60120 Property Records

Cook County property record for 178 Longford Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,515 sqft · built 1985
Lot Size	0.176 acres (7,647 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Aug 2021)
Tax Bill	$7,196 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-102-012`

Property Details

APN / Parcel Number

Primary APN	`06-17-102-012`
Alternative APN	`06-17-102-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,515 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,647 sqft (0.176 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	178 LONGFORD DR
City	ELGIN
State	IL
Zip	60120-4688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PARKWOOD) (EAST) (UNIT2) A SUB OF PT LYING W OF COMM ONWEALTH EDISON CO ROW IN THE NW SEC 17-41-09
Legal Range	09E
Legal Township	41N
Legal Section	17
Legal Subdivision	PARKWOOD EAST UNIT2
Legal Lot Number	12
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2004
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 LONGFORD DR, ELGIN, IL 60120-4688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jun 18, 2020	Loan Modification, Mortgage MIDFIRST BK
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 28, 2017	Warranty Deed, Transfer · FHA Mortgage HOMETRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	202142112
Prior Transfer Date	May 11, 1994
Prior Transfer Doc	0000000522
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 12, 2021
Property Address	178 LONGFORD DR, ELGIN, IL 60120-4688
Document Number	0022442112
Map Reference	DOC 24614508
Instrument Date	Jul 6, 2021
Instrument	2122442112
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 LONGFORD DR, ELGIN, IL 60120-4688

Mortgage

Document Number	0022442113
Date	Aug 12, 2021
Instrument	2122442113

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	178 LONGFORD DR, ELGIN, IL 60120-4688
Document Number	2022507622
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 NW GRAND BLVD OKLAHOMA CITY OK 731186037, OKLAHOMA CITY, OK 73118-6037

Mortgage

Document Number	2022507622
Date	Aug 12, 2020
Instrument	22507622

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	178 LONGFORD DR, ELGIN, IL 60120-4688
Document Number	2022062042
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 LONGFORD DR ELGIN IL 601204688, ELGIN, IL 60120-4688

Mortgage

Document Number	2022062042
Date	Aug 7, 2020
Instrument	22062042

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 28, 2017
Property Address	178 LONGFORD DR, ELGIN, IL 60120-4688
Document Number	1733218020
Instrument Date	Oct 23, 2017
Instrument	33218020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 TONSET LN SCHAUMBURG IL 601931252, SCHAUMBURG, IL 60193-1252

Mortgage

Document Number	1733218021
Date	Nov 28, 2017
Instrument	33218021

Lender

Name	HOMETRUST MTG
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 (+2%) Land $5,353 Building $24,647	$300,000 (+2%) Land $53,530 Building $246,470
2023	$7,196.00 (+2.9%)
2022	$6,993.00	$24,999 Land $4,205 Building $20,794	$249,990 Land $42,050 Building $207,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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