Comal County property record for 178 Kemper Dr, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 4,592 sqft · built 2015 |
| Lot Size | 1.59 acres (69,391 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,000 (Apr 2014) |
| Tax Bill | $10,836 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0712-0688-00 |
| Primary APN | 45-0712-0688-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,592 sqft Living Area |
| Gross Area | 5,416 sqft |
| 1st Floor Area | 4,592 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 69,391 sqft |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Covered Porch |
| Porch Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 178 KEMPER DR |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-6041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CROSSING 3, LOT 688 |
| Legal Subdivision | RIVER CROSSING 3 |
| Legal Block | 3 |
| Legal Lot Number | 688 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 310703 |
178 Kemper Dr is owned and occupied by two individuals who bought it in April 2014.
Source: Comal County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 KEMPER DR, SPRING BRANCH, TX 78070-6041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2014 · Amount on File |
| Deed Sale | Apr 29, 2014 · Amount on File |
| Deed Document Number | 201413795 |
| Prior Transfer Date | Apr 21, 2014 |
| Prior Transfer Doc | 0000013795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 178 KEMPER DR, SPRING BRANCH, TX 78070-6041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006029130 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 201706029130 |
| Name | SOUTHSTAR BANK SSB |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78736 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 178 Kemper Dr was $10,836 with a homeowner's exemption, down 0.5% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $968,940 (-1.84%) Land $179,050 Building $789,890 | $968,940 (-1.84%) Land $179,050 Building $789,890 | |
| 2025 | $10,836.00 (-0.51%) Homeowner's exemption | $987,150 Land $179,050 Building $808,100 | $987,150 Land $179,050 Building $808,100 |
| 2024 | $10,892.00 | ||
| 2023 | $1,102,000 Land $179,050 Building $922,950 | $1,102,000 Land $179,050 Building $922,950 | |
| 2022 | $9,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Kemper Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2013–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Kemper Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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