Chatham County property record for 178 Jones Rd, Moncure, NC 27559
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,462 sqft · built 1910 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,942 (2025) |
| Deeds & Mortgages | Nov 2022 Reverse Mortgage Nov 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0011290 |
| Primary APN | 0011290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 14,680 sqft (0.337 acres) |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 272 sqft |
| Deck Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 178 JONES RD |
|---|---|
| City | MONCURE |
| State | NC |
| Zip | 27559-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N9-137 AC 0.337 BK 1 PG 1 |
| Legal Subdivision | MONCURE |
| Legal Block | 60 |
| Jurisdiction | CHATHAM NC |
| Township / Civil Division | HAW RIVER |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 20702 |
Source: Chatham County records, as of October 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 178 JONES RD, MONCURE, NC 27559-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 30, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1999 |
| Deed Sale | Dec 31, 1999 |
| Deed Document Number | 0000661169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 178 JONES RD, MONCURE, NC 27559-9682 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 178 JONES RD, MONCURE, NC 27559-9682 |
| Document Number | 002337/653 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 2337/653 |
| Instrument | 13384 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 178 JONES RD, MONCURE, NC 27559-9682 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 178 JONES RD, MONCURE, NC 27559-9682 |
| Document Number | 002337/667 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 2337/667 |
| Instrument | 13385 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
Source: Chatham County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,942.00 (+42.79%) | $242,083 (+70.68%) Land $38,767 Building $203,316 | $242,083 (+70.68%) Land $38,767 Building $203,316 |
| 2024 | $1,360.00 (+1.57%) | $141,835 (-) Land $24,066 Building $117,769 | $141,835 (-) Land $24,066 Building $117,769 |
| 2023 | $1,339.00 | $141,835 Land $24,066 Building $117,769 | $141,835 Land $24,066 Building $117,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM CO-ASBURY serves 1,540 people · EPA ID NC4019010 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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