178 Johnsons Mill Rd, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 178 Johnsons Mill Rd, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1930
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$889 (2026)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-6A-0074.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6A-0074.0000`
Alternative APN	`33-02-6A-0074.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	226 ft deep x 49.5 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Pool Area	450 sqft
Porch	Porch
Porch Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	178 JOHNSONS MILL RD
City	BERKELEY SPRINGS
State	WV
Zip	25411-4576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON MILL RD 0.24 AC
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	4
Census Block	4009
Census Tract	970800

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 JOHNSONS MILL RD, BERKELEY SPRINGS, WV 25411-4576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Recording Date	Jun 12, 2026
Property Address	178 JOHNSONS MILL RD, BERKELEY SPRINGS, WV 25411-4576
Document Number	0000918490
Book / Page	535 / 772
Instrument Date	Jun 8, 2026
Instrument	2026918490
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 JOHNSONS MILL RD, BERKELEY SPRINGS, WV 25411-4576

Mortgage

Document Number	0000918490,
Date	Jun 12, 2026
Book Page	535/772
Instrument	2026918490

Lender

Name	BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$889.00 (+9.48%)	$109,620 (+7.72%) Land $10,620 Building $99,000	$182,700 (+7.72%) Land $17,700 Building $165,000
2025	$812.00 (-8.97%) Homeowner's exemption	$101,760 (+14.13%) Land $10,620 Building $91,140	$169,600 (+14.13%) Land $17,700 Building $151,900
2023	$892.00 (+1.02%)	$89,160 (+1.02%) Land $9,780 Building $79,380	$148,600 (+1.02%) Land $16,300 Building $132,300
2022	$883.00	$88,260 Land $9,780 Building $78,480	$147,100 Land $16,300 Building $130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERKELEY SPRINGS serves 3,526 people · EPA ID WV3303301
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity resolved · Apr 2018
Treatment and Procedure	Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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