178 John Rolfe Ln, Williamsburg, VA 23185 Property Records

James City County property record for 178 John Rolfe Ln, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,392 sqft · built 1978
Lot Size	0.562 acres (24,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,600 (Dec 2014)
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-1 03-0-0273`

Property Details

APN / Parcel Number

Primary APN	`45-1 03-0-0273`
Alternative APN	`5272`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area
Basement Area	665 sqft
Finished Basement	461 sqft
Unfinished Basement	204 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	24,481 sqft (0.562 acres)

Exterior Amenities

Porch	Slab
Porch Area	403 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5272
Street Address	178 JOHN ROLFE LN
City	WILLIAMSBURG
State	VA
Zip	23185-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-273 S-4A FIRST COLONY
Legal Subdivision	FIRST COLONY
Legal Lot Number	273
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1005
Census Tract	80304

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 JOHN ROLFE LN, WILLIAMSBURG, VA 23185-1442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2014 · Amount on Record
Deed Sale	Dec 11, 2014 · Amount on Record
Prior Sale	Jul 17, 2006 · Amount on Record
Deed Book / Page	1400 / 20331
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	178 JOHN ROLFE LN, WILLIAMSBURG, VA 23185-1442
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210012229
Date	Jun 16, 2021
Instrument	210012229

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	178 JOHN ROLFE LN, WILLIAMSBURG, VA 23185-1442
Document Number	0000017706
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 JOHN ROLFE LN WILLIAMSBURG VA 231851442, WILLIAMSBURG, VA 23185-1442

Mortgage

Document Number	0000017706
Date	Nov 27, 2019
Instrument	17706

Lender

Name	AMERIS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (+46.45%)	$516,700 (+16.22%) Land $107,800 Building $408,900	$516,700 (+16.22%) Land $107,800 Building $408,900
2023		$444,600 Land $93,700 Building $350,900	$444,600 Land $93,700 Building $350,900
2019	$2,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2003–2006)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 2006 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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