178 Jackson Subdivision Rd, Williamsburg, KY 40769 Property Records

Whitley County property record for 178 Jackson Subdivision Rd, Williamsburg, KY 40769

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,568 sqft · built 2017
Lot Size	1.14 acres (49,789 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Jul 2025)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`128-00-00-056.00`

Property Details

APN / Parcel Number

Primary APN	`128-00-00-056.00`
Alternative APN	`132016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,789 sqft (1.14 acres)
Lot Dimensions	56 ft deep x 28 ft wide
Terrain	Rolling
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	178 JACKSON SUBDIVISION RD
City	WILLIAMSBURG
State	KY
Zip	40769-7097
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	2017 28X56 GILES LTS 28 & 29@JACKSON
Legal Subdivision	JACKSON SUB
Legal Lot Number	28-29
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	3
Census Block	3008
Census Tract	920502

Owner

Source: Whitley County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 GIBSON LN, WILLIAMSBURG, KY 40769-9134
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC.
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
May 12, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	2025339777
Deed Book / Page	587 / 498
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Recording Date	May 4, 2026
Property Address	178 JACKSON SUBDIVISION RD, WILLIAMSBURG, KY 40769-7097
Document Number	0000362543
Book / Page	741 / 402
Instrument Date	Apr 20, 2026
Instrument	2026362543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 JACKSON SUBDIVISION RD, WILLIAMSBURG, KY 40769-7097

Mortgage

Document Number	0000362543,
Date	May 4, 2026
Book Page	741/402
Instrument	2026362543

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC.

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	178 JACKSON SUBDIVISION RD, WILLIAMSBURG, KY 40769-7097
Transaction Type	Mortgage
Record Updated	Apr 18, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 138, JELLICO, TN 37762-0138

Mortgage

Document Number	000626/108
Date	Mar 2, 2018
Book Page	626/108
Instrument	229431

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Feb 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.62%
Index	3-Year CMT
Max Rate	9.62%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	178 JACKSON SUBDIVISION RD, WILLIAMSBURG, KY 40769-7097
Transaction Type	Mortgage
Record Updated	Apr 18, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 JACKSON SUBDIVISION RD, WILLIAMSBURG, KY 40769-7097

Mortgage

Document Number	00M674/409
Date	May 12, 2021
Book Page	M674/409
Instrument	272804

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00 (+242.48%)	$215,000 (+225.76%)	$215,000 (+225.76%)
2023	$492.00	$66,000	$66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 83% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITLEY CO WATER DISTRICT serves 9,825 people · EPA ID KY1180468
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023 Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zito Media.

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