178 Irving Pl, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 178 Irving Pl, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details2,252 sqft · built 1890
Lot Size0.182 acres (7,919 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Sep 2016)
Tax Bill$17,014 (2025)
Deeds & MortgagesDec 2020 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN56-00046-0000-00013-02

Property Details

APN / Parcel Number

Primary APN56-00046-0000-00013-02
Alternative APNs
  • 56000460000000130002
  • 5600046000000013B

Interior

Stories2 Stories
Building Area2,252 sqft Living Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialFrame
Construction TypeFrame
Lot Area7,919 sqft (0.182 acres)
Lot Dimensions120 ft deep x 66 ft wide

Location & Zoning

Old Parcel Number5600046000000013B
Street Address178 IRVING PL
CityRUTHERFORD
StateNJ
Zip07070-1915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description66X120
Legal SubdivisionRUTHERFORD HEIGHTS ASSOCIATION
Legal Block46
Legal Lot Number13.02
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group6
Census Block6000
Census Tract51300

Owner

178 Irving Pl is owned and occupied by two individuals who acquired it in April 2020.

Source: Bergen County and Rutherford Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address178 IRVING PL, RUTHERFORD, NJ 07070-1915
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Apr 2, 2020Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2016 · Amount on File
Deed SaleSep 28, 2016 · Amount on File
Deed Document Number201674337
Deed Book / Page2390 / 2271
Last Transfer DateApr 2, 2020
Transfer Doc0038670854
Record UpdatedOct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateDec 14, 2020
Property Address178 IRVING PL, RUTHERFORD, NJ 07070-1915
Document Number0038670854
Book / Page3867 / 854
Instrument DateApr 2, 2020
Instrument2020133577
Transaction TypeTransfer
Record UpdatedMay 9, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address178 IRVING PL, 178, RUTHERFORD, NJ 07070-1915

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 IRVING PL, RUTHERFORD, NJ 07070-1915

Mortgage

Document Number0038670861
DateDec 14, 2020
Book Page3867/861
Instrument20-133578
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term353 Months
DueMay 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address178 IRVING PL, RUTHERFORD, NJ 07070-1915
Document Number0038670861
Instrument DateApr 2, 2020
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 IRVING PL RUTHERFORD NJ 070701915, RUTHERFORD, NJ 07070-1915

Mortgage

Document Number0038670861
DateDec 14, 2020
Book Page003867/000861
Instrument133578
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term360 Months
DueDec 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 178 Irving Pl was $17,014, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$531,700 (-) Land $294,600 Building $237,100$531,700 (-) Land $294,600 Building $237,100
2025$17,014.00 (+2.53%)$531,700 Land $294,600 Building $237,100$531,700 Land $294,600 Building $237,100
2024$16,594.00
2023$531,700 Land $294,600 Building $237,100$531,700 Land $294,600 Building $237,100
2022$15,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Irving Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 178 Irving Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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