178 Iris Ct, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 178 Iris Ct, Toms River, NJ 08753

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,428 sqft · built 1994
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$477,000 (Jun 2005)
Tax Bill$11,048 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-00572-02-00032

Property Details

APN / Parcel Number

Primary APN08-00572-02-00032
Alternative APN
  • 0800572000200032

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,428 sqft Living Area
Gross Area3,786 sqft
Basement Area1,358 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area20,473 sqft (0.47 acres)
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address178 IRIS CT
CityTOMS RIVER
StateNJ
Zip08753-1308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR120
Legal Description.470AC
Legal SubdivisionLAUREL CHASE AMD FINAL
Legal Block572.2
Legal Lot Number32
JurisdictionOCEAN NJ
Township / Civil DivisionTOMS RIVER
Census Block Group1
Census Block1007
Census Tract722800

Owner

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address178 IRIS CT, TOMS RIVER, NJ 08753-1308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
May 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2005 · Amount on Record
Deed SaleJun 23, 2005 · Amount on Record
Prior SaleJan 14, 2005 · Amount on Record
Deed Document Number2005112287
Deed Book / Page12676 / 771
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address178 IRIS CT, TOMS RIVER, NJ 08753-1308
Transaction TypeMortgage
Record UpdatedAug 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0191111079
DateJul 25, 2022
Book Page19111/1079
Instrument2022082751
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJul 2, 2037

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address178 IRIS CT, TOMS RIVER, NJ 08753-1308
Document Number0178981621
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyEVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address178 IRIS CT TOMS RIVER NJ 087531308, TOMS RIVER, NJ 08753-1308

Mortgage

Document Number0178981621
DateMay 22, 2020
Book Page017898/001621
Instrument52255
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 21, 2035

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionToms River Township
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$565,100 (-) Land $162,000 Building $403,100$565,100 (-) Land $162,000 Building $403,100
2025$11,048.00 (+7.3%)$565,100 (-) Land $162,000 Building $403,100$565,100 (-) Land $162,000 Building $403,100
2024$10,296.00 (+9.24%)
2023$565,100 Land $162,000 Building $403,100$565,100 Land $162,000 Building $403,100
2022$9,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2010–2012)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY TOMS RIVER
private · serves 123,184 people · EPA ID NJ1507005
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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