St. Charles County property record for 178 Huntington Downs, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 3,942 sqft · built 1989 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Aug 2014) |
| Tax Bill | $4,962 (2024) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T010700061 |
| Primary APN | T010700061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,942 sqft Living Area |
| Gross Area | 4,664 sqft |
| 1st Floor Area | 2,253 sqft |
| Basement Area | 1,877 sqft |
| Finished Basement | 1,689 sqft |
| Unfinished Basement | 188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 336 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T010700061 |
|---|---|
| Street Address | 178 HUNTINGTON DOWNS |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON PK 3RD EDIT BDRY ADJ LOT 215 |
| Legal Subdivision | HUNTINGTON PK 3RD EDIT LOT 215 BDRY ADJ |
| Legal Lot Number | 215 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 310602 |
178 Huntington Downs is owned and occupied by an individual who acquired it in September 2026.
Source: St. Charles County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 HUNTINGTON DOWNS, SAINT CHARLES, MO 63301-8700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2014 · Amount on File |
| Deed Sale | Aug 20, 2014 · Amount on File |
| Prior Sale | Aug 20, 2014 · Amount on File |
| Deed Document Number | 2014455960 |
| Deed Book / Page | 6230 / 986 |
| Last Transfer Date | Sep 3, 2026 |
| Transfer Doc | 0000042615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 4, 2026 |
| Property Address | 178 HUNTINGTON DOWNS, SAINT CHARLES, MO 63301-8700 |
| Document Number | 0000042615 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202642615 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 HUNTINGTON DOWNS, SAINT CHARLES, MO 63301-8700 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 178 HUNTINGTON DOWNS, SAINT CHARLES, MO 63301-8700 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 178 HUNTINGTON DOWNS, SAINT CHARLES, MO 63301-8700 |
| Document Number | 2021R069587 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021R-069587 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2031 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,767 (-) | $446,145 (-) Land $52,500 Building $393,645 | |
| 2025 | $84,767 | $446,145 Land $52,500 Building $393,645 | |
| 2024 | $4,962.00 | ||
| 2023 | $77,559 | ||
| 2022 | $408,207 Land $41,250 Building $366,957 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 178 Huntington Downs in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 61 (1979–2022) |
| Claims Outside the SFHA | 16 of 61 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Huntington Downs is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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