Ionia County property record for 178 Howard St, Hubbardston, MI 48845
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,192 sqft |
| Lot Size | 0.585 acres (25,483 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,000 (Jul 2009) |
| Tax Bill | $995 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09106000062000 |
| Primary APN | 09106000062000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 880 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 25,483 sqft (0.585 acres) |
| Lot Dimensions | 200 ft deep x 127 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 178 HOWARD ST |
|---|---|
| City | HUBBARDSTON |
| State | MI |
| Zip | 48845-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF HUBBARDSTON LOT 171 & 25FT IN WIDTH OFF SE SIDE OF LOT 172 |
| Legal Subdivision | HUBBARDSTON |
| Jurisdiction | IONIA MI |
| Township / Civil Division | NORTH PLAINS |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 30101 |
178 Howard St is owned and occupied by two individuals who bought it in July 2009.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 HOWARD ST, HUBBARDSTON, MI 48845-9330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2009 · Amount on File |
| Deed Sale | Jul 10, 2009 · Amount on File |
| Deed Book / Page | 613 / 2657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 178 HOWARD ST, HUBBARDSTON, MI 48845-9330 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000650/0000003297 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 0000000650/0000003297 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 178 Howard St was $995 with a homeowner's exemption.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| County Subdivision | North Plains Township |
| Municipality | Hubbardston Village |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,900 (-20.1%) Land $4,200 Building $75,700 | $159,800 (-20.1%) Land $8,400 Building $151,400 | |
| 2025 | $995.00 Homeowner's exemption | $100,000 Land $2,400 Building $97,600 | $200,000 Land $4,800 Building $195,200 |
| 2023 | $85,300 Land $2,400 Building $82,900 | $170,600 Land $4,800 Building $165,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CMS Internet, Point Broadband.
5G (outdoors only) and 4G LTE
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