Calvert County property record for 178 Harbor Dr, Lusby, MD 20657 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 1978 |
| Lot Size | 0.727 acres (31,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,500 (Jun 2018) |
| Tax Bill | $5,213 (2025) |
| Deeds & Mortgages | Jun 2018 Sale Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-064479 |
| Primary APN | 01-064479 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,400 sqft Total Area |
| Basement Area | 1,190 sqft |
| Finished Basement | 1,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 31,668 sqft (0.727 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 504 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 387 sqft |
| Deck Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 064479 |
|---|---|
| Street Address | 178 HARBOR DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 29R BLK C SEC 4 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | C |
| Legal Lot Number | 29R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-064479
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 HARBOR DR, LUSBY, MD 20657-5705 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 08, 2018 | Correction Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2018 · Amount on Record |
| Deed Sale | Jun 08, 2018 · Amount on Record |
| Deed Book / Page | 5201 / 89 |
| Prior Transfer Date | May 31, 2018 |
| Prior Transfer Doc | 0052010085 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 08, 2018 |
| Property Address | 178 HARBOR DR, LUSBY, MD 20657-2703 |
| Document Number | 0052010089 |
| Book / Page | 005201 / 000089 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $223.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 189 HARBOR DR LUSBY MD 206575705, LUSBY, MD 20657-5705 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 08, 2018 |
| Property Address | 178 HARBOR DR, LUSBY, MD 20657-2703 |
| Document Number | 0052010085 |
| Book / Page | 005201 / 000085 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $223.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 HARBOR DR LUSBY MD 206572703, LUSBY, MD 20657-2703 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,213.00 (+25.16%) | $446,300 (+11.32%) | $469,000 (+16.99%) Land $205,200 Building $263,800 |
| 2023 | $4,165.00 | $400,900 Land $211,500 Building $189,400 | $400,900 Land $211,500 Building $189,400 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force 4 of 12 on primary residences |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985, river or lake flooding |
| Wildfire Risk | Moderate above 50% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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