Middlesex County and Stoneham Town property record for 178 Hancock St, Stoneham, MA 02180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,384 sqft · built 1860 |
| Lot Size | 0.073 acres (3,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Mar 2022) |
| Tax Bill | $5,902 (2026) |
| Deeds & Mortgages | Jan 2024 Refinance Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STON M:18 B:000 L:468 |
| Primary APN | STON M:18 B:000 L:468 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,384 sqft Living Area |
| Gross Area | 2,710 sqft |
| Basement Area | 922 sqft |
| Unfinished Basement | 922 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,162 sqft (0.073 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3689 |
|---|---|
| Street Address | 178 HANCOCK ST |
| City | STONEHAM |
| State | MA |
| Zip | 02180-2590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 468 |
| Jurisdiction | STONEHAM MA |
| Township / Civil Division | STONEHAM |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 337300 |
178 Hancock St is owned and occupied by two individuals who bought it in March 2022.
Source: Middlesex County and Stoneham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 HANCOCK ST, STONEHAM, MA 02180-2590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WENDY FARRAR |
| Mar 18, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on File |
| Deed Sale | Mar 18, 2022 · Amount on File |
| Prior Sale | Oct 6, 2003 · Amount on File |
| Deed Book / Page | 79845 / 277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EVERETT MA |
| Property Address | 178 HANCOCK ST, STONEHAM, MA 02180-2590 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0082433-65 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 82433/65 |
| Instrument | 8983 |
| Name | WENDY FARRAR |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 1, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Mar 18, 2022 |
| Property Address | 178 HANCOCK ST, STONEHAM, MA 02180-2590 |
| Document Number | 079845-277 |
| Book / Page | 79845 / 277 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 41393 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 178 HANCOCK ST, STONEHAM, MA 02180-2590 |
| Document Number | 0000041394 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 41394 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 178 HANCOCK ST, STONEHAM, MA 02180-2590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70243-417 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 70243/417 |
| Instrument | 186561 |
| Name | SANTANDER BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 178 Hancock St was $5,902, up 1.2% from the year before.
Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stoneham Town |
| Unified School District | Stoneham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,902.00 (+1.2%) | $586,700 (+2.91%) Land $331,600 Building $255,100 | $667,850 (-) |
| 2025 | $5,832.00 (+4.74%) | $570,100 (+8.43%) Land $315,000 Building $255,100 | $667,850 (-0.13%) |
| 2024 | $5,568.00 (+2.86%) | $525,800 (+7.81%) Land $290,200 Building $235,600 | $668,705 |
| 2023 | $5,413.00 | $487,700 Land $265,300 Building $222,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Hancock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Hancock St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Sep 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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