Columbus County property record for 178 Grist Rd, Chadbourn, NC 28431
| Property Type | Mobile Home |
|---|---|
| Details | 2,240 sqft · built 1999 |
| Owner | Individual Name on File |
| Tax Bill | $532 (2025) |
| Deeds & Mortgages | Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0241.00-21-1745.000 |
| Primary APN | 0241.00-21-1745.000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,240 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 13-04872 |
|---|---|
| Street Address | 178 GRIST RD |
| City | CHADBOURN |
| State | NC |
| Zip | 28431-6720 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | #83698 MERGED HERE'25 |
| Jurisdiction | COLUMBUS NC |
| Township / Civil Division | CHADBOURN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 930700 |
178 Grist Rd, a mobile home, is owned and occupied by an individual who acquired it in October 2024.
Source: Columbus County records, as of November 28, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 GRIST RD, CHADBOURN, NC 28431-6720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Apr 2, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Oct 30, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2024 |
| Transfer Doc | 001361/427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Apr 2, 2026 |
| Property Address | 178 GRIST RD, CHADBOURN, NC 28431-6720 |
| Document Number | 0000001565 |
| Book / Page | 1404 / 76 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 20261565 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 178 GRIST RD, CHADBOURN, NC 28431-6720 |
| Document Number | 0000001565, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 1404/76 |
| Instrument | 20261565 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Due | Nov 8, 2110 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Apr 2, 2026 |
| Property Address | 178 GRIST RD, CHADBOURN, NC 28431-6720 |
| Document Number | 0000001566 |
| Book / Page | 1404 / 93 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 20261566 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 178 GRIST RD, CHADBOURN, NC 28431-6720 |
| Document Number | 0000001566, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 1404/93 |
| Instrument | 20261566 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Due | Nov 8, 2110 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Oct 30, 2024 |
| Property Address | 178 GRIST RD, CHADBOURN, NC 28431-6720 |
| Document Number | 001361/427 |
| Book / Page | 1361 / 427 |
| Instrument Date | Oct 24, 2024 |
| Instrument | 2024005250 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 178 GRIST RD, CHADBOURN, NC 28431-6720 |
| Name | Verified Name |
|---|---|
| Address | 178 GRIST RD, CHADBOURN, NC 28431-6720 |
The 2025 property tax bill for 178 Grist Rd was $532.
Source: Columbus County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Columbus County |
| Unified School District | Columbus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $532.00 | $74,200 Land $9,700 Building $64,500 |
| 2023 | $831.00 | $70,600 Land $6,100 Building $64,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 178 Grist Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 6, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Grist Rd is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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