Onslow County property record for 178 Gregory Fork Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,637 sqft · built 2016 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Mar 2021) |
| Tax Bill | $1,547 (2023) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-39.6 |
| Primary APN | 44-39.6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,637 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 51,836 sqft (1.19 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 470029000 |
|---|---|
| Street Address | 178 GREGORY FORK RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L12 GREGORY FORK RD S/F 44-39.3 |
| Legal Subdivision | GARY L + ANNETTE W HARDISON |
| Legal Lot Number | 12 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 207 |
Source: Onslow County records · APN 44-39.6
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 178 GREGORY FORK RD, RICHLANDS, NC 28574-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP |
| Mar 04, 2021 | Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2021 · Amount on Record |
| Deed Sale | Mar 04, 2021 · Amount on Record |
| Prior Sale | Dec 22, 2020 · Amount on Record |
| Deed Document Number | 0005399537 |
| Deed Book / Page | 5399 / 537 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 22, 2020 |
| Property Address | 178 GREGORY FORK RD, RICHLANDS, NC 28574-8214 |
| Document Number | 0053450585 |
| Book / Page | 5345 / 585 |
| Map Reference | MB 71 PG 53 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 NEWPORT DR, JACKSONVILLE, NC 28540-4005 |
| Investor | Possibly a Property Investor |
| Document Number | 0053450589 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 5345/589 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 04, 2021 |
| Property Address | 178 GREGORY FORK RD, RICHLANDS, NC 28574-8214 |
| Document Number | 0053990537 |
| Book / Page | 5399 / 537 |
| Map Reference | MB 71 PG 53 |
| Instrument Date | Mar 04, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 NEWPORT DR, 240, JACKSONVILLE, NC 28540-4005 |
| Name | Verified Name |
|---|---|
| Address | 178 GREGORY FORK RD, RICHLANDS, NC 28574-8214 |
| Document Number | 0005399540 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 5399/540 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,547.00 | $236,190 Land $30,570 Building $205,620 | $236,190 Land $30,570 Building $205,620 |
Source: FEMA National Flood Hazard Layer as of August 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 51 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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