178 Green Turtle Dr, Vilas, NC 28692 Property Records

Watauga County property record for 178 Green Turtle Dr, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,291 sqft · built 2009
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on Record
Last Sale	$1,950,000 (Feb 2024)
Tax Bill	$4,507 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Apr 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1971-81-6122-000`

Property Details

APN / Parcel Number

Primary APN	`1971-81-6122-000`
Alternative APNs	`1817548` `1860408`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	26 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	5,291 sqft Living Area
1st Floor Area	1,961 sqft
Basement Area	1,833 sqft
Finished Basement	1,833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Wood Shingle
Lot Area	53,579 sqft (1.23 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	993 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1860408
Street Address	178 GREEN TURTLE DR
City	VILAS
State	NC
Zip	28692-8473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T-78A VALLE CAY
Legal Subdivision	VALLE CAY
Legal Tract	78A
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	1
Census Block	1034
Census Tract	920300

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 GREEN TURTLE DR, VILAS, NC 28692-8473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE
Apr 21, 2026	Deed, Transfer · Construction Mortgage WILSON STATE BANK
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF TENNESSEE
Nov 20, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2024738243
Deed Book / Page	2370 / 803
Last Transfer Date	Mar 26, 2026
Transfer Doc	0000759136
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	178 GREEN TURTLE DR, VILAS, NC 28692-8473
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 GREEN TURTLE DRIVE, VILAS, NC 28692

Mortgage

Document Number	0024140595
Date	Dec 27, 2024
Book Page	2414/595
Instrument	746718

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 21, 2026
Property Address	178 GREEN TURTLE DR, VILAS, NC 28692-8473
Document Number	0000759136
Book / Page	2481 / 609
Instrument Date	Mar 26, 2026
Instrument	2026759136
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	178 GREEN TURTLE DR, VILAS, NC 28692-8473

Mortgage

Document Number	0000759137,
Date	Apr 21, 2026
Book Page	2481/613
Instrument	2026759137

Lender

Name	WILSON STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 2, 2024
Property Address	178 GREEN TURTLE DR, VILAS, NC 28692-8473
Document Number	0023700803
Book / Page	2370 / 803
Instrument Date	Jan 31, 2024
Instrument	738243
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3831 8TH STREET PL NW, HICKORY, NC 28601-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 GREEN TURTLE DR, VILAS, NC 28692-8473

Mortgage

Document Number	0023700807
Date	Feb 2, 2024
Book Page	2370/807
Instrument	738244

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.16%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	8.16%
Max Rate At Change	10.1%
Index	1-Year T-Bill
Margin	3
Max Rate	13.1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 20, 2020
Property Address	178 GREEN TURTLE DR, VILAS, NC 28692-8473
Document Number	0021430855
Book / Page	002143 / 000855
Instrument Date	Nov 16, 2020
Instrument	698637
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,237.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8334 VIA VITTORIA WAY ORLANDO FL 328195423, ORLANDO, FL 32819-5423

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,192,000 (-0.13%) Land $33,800 Building $1,158,200
2025	$4,507.00 (+0.27%)	$1,193,600 (-) Land $33,800 Building $1,159,800
2024	$4,495.00		$1,193,600 Land $33,800 Building $1,159,800
2023		$1,193,600 Land $33,800 Building $1,159,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	28 (1998–2024)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 16 claims Hurricane Ivan, Sep 2004 · 3 claims Severe Storms And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

No cell data coverage reported

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