178 Gladstone Dr, Arab, AL 35016 Property Records

Marshall County property record for 178 Gladstone Dr, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,584 sqft · built 1960
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jan 2022)
Tax Bill	$726 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02-04-0-000-045.000`

Property Details

APN / Parcel Number

Primary APN	`14-02-04-0-000-045.000`
Alternative APNs	`142040000045000` `17583`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	174,240 sqft (4 acres)
Garage Area	840 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	17583
Street Address	178 GLADSTONE DR
City	ARAB
State	AL
Zip	35016-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW CR SE 1/4 SE 1/4 SEC 4, T 8, R 2 446/778 450/182
Legal Range	2E
Legal Township	8S
Legal Section	04
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	1
Census Block	1017
Census Tract	30502

Owner

178 Gladstone Dr is owned and occupied by an individual who bought it in January 2022.

Source: Marshall County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	178 GLADSTONE DR, ARAB, AL 35016-3828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 19, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Deed Document Number	20223240160
Deed Book / Page	6719 / 223
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	178 GLADSTONE DR, ARAB, AL 35016-3828
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 GLADSTONE DR, ARAB, AL 35016-3828

Mortgage

Document Number	0003270633
Date	Oct 27, 2023
Book Page	7040/776
Instrument	3270633

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	340 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Jan 19, 2022
Property Address	178 GLADSTONE DR, ARAB, AL 35016-3828
Document Number	0003240160
Book / Page	6719 / 223
Instrument Date	Jan 11, 2022
Instrument	3240160
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 LANE GARRETT DR NW, 205, ARAB, AL 35016-5144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	178 GLADSTONE DR, ARAB, AL 35016-3828

Mortgage

Document Number	0003240161
Date	Jan 19, 2022
Instrument	3240161

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 178 Gladstone Dr was $726 with a homeowner's exemption, up 6.9% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$726.00 (+6.92%) Homeowner's exemption
2025	$679.00	$17,940	$189,100 Land $63,500 Building $125,600
2023	$611.00 (-47.6%)	$16,120	$151,400 Land $35,800 Building $115,600
2022	$1,166.00
2021		$13,800	$137,800 Land $35,800 Building $102,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 178 Gladstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Gladstone Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GROVE UTILITY BOARD serves 3,072 people · EPA ID AL0000951
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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