178 Gary Ave, Oak Hill, FL 32759 Property Records

Volusia County property record for 178 Gary Ave, Oak Hill, FL 32759

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,379 sqft · built 2005
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Sep 2020)
Tax Bill	$8,106 (2025)
Deeds & Mortgages	Nov 2022 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8538-05-00-1220`

Property Details

APN / Parcel Number

Primary APN	`8538-05-00-1220`
Alternative APNs	`35183805001220` `38183505001220` `4056700.0` `4056700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,379 sqft Living Area
Gross Area	3,008 sqft
1st Floor Area	1,039 sqft
Upper Floors Area	1,340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	975 sqft
Deck Area	70 sqft
Patio Area	740 sqft
Storage Building	527 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4056700
Street Address	178 GARY AVE
City	OAK HILL
State	FL
Zip	32759-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01MH5
Legal Description	LOT 122 INDIAN HARBOR EST UNIT 4 MB 26 PG 19 PER OR 5125 PG 3406 PER OR 7904 PG 3697 PER OR 8329 PG 2833 PER OR 8331 PG 2150
Legal Range	35E
Legal Township	18S
Legal Section	38
Legal Subdivision	INDIAN HARBOR EST
Legal Tract	05
Legal Lot Number	122
Legal Unit	4
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	3
Census Block	3189
Census Tract	83003

Owner

178 Gary Ave is owned and occupied by an individual who acquired it in October 2022.

Source: Volusia County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	178 GARY AVE, OAK HILL, FL 32759-9713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Jul 29, 2003 · Amount on File
Deed Document Number	2020165679
Deed Book / Page	7904 / 3697
Last Transfer Date	Oct 18, 2022
Transfer Doc	0083312150
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Nov 3, 2022
Property Address	178 GARY AVE, OAK HILL, FL 32759-9713
Document Number	0083312150
Book / Page	8331 / 2150
Map Reference	MB 26 PG 19
Instrument Date	Oct 18, 2022
Instrument	2022248552
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 GARY AVE, OAK HILL, FL 32759-9713

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 2, 2020
Property Address	178 GARY AVE, OAK HILL, FL 32759-9713
Document Number	0079043697
Book / Page	7904 / 3697
Map Reference	MB 26 PG 19
Instrument Date	Aug 31, 2020
Instrument	2020-165679
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	TRUST TITLE OF CTRL FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 GARY AVE, 178, OAK HILL, FL 32759-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 GARY AVE, OAK HILL, FL 32759-9713

Mortgage

Document Number	0079043699
Date	Sep 2, 2020
Instrument	7904/3699

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 178 Gary Ave was $8,106 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Oak Hill City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,663 (+2.7%)	$603,568 (+1.33%) Land $215,000 Building $388,568
2025	$8,106.00 Homeowner's exemption	$415,446	$595,626 Land $215,000 Building $380,626
2023	$7,727.00 (+2.26%) Homeowner's exemption	$387,464 (+3%)	$533,720 (-1.78%) Land $170,000 Building $363,720
2022	$7,556.00 Homeowner's exemption	$376,179	$543,419 Land $122,500 Building $420,919

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Gary Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Gary Ave is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK TRAILER COURT, LLC private · serves 90 people · EPA ID FL3050905
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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