178 Galloping Hill Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 178 Galloping Hill Rd, Basking Ridge, NJ 07920

Property Summary

Property TypeSingle Family Home
Details2,853 sqft · built 1965
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on File
Last Sale$1,135,000 (Jul 2021)
Tax Bill$19,969 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-05303-0000-00007

Property Details

APN / Parcel Number

Primary APN02-05303-0000-00007
Alternative APN
  • 0200142000000007

Interior

Stories2 Stories
Building Area2,853 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Construction TypeFrame
Lot Area41,818 sqft (0.96 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number0200142000000007
Street Address178 GALLOPING HILL RD
CityBASKING RIDGE
StateNJ
Zip07920-2441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal SubdivisionCEDAR KNOLL SEC 02
Legal Block5303
Legal Lot Number7
JurisdictionSOMERSET NJ
Township / Civil DivisionBERNARDS
Census Block Group5
Census Block5007
Census Tract54100

Owner

178 Galloping Hill Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Somerset County and Bernards Township records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address178 GALLOPING HILL RD, BASKING RIDGE, NJ 07920-2441
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
ALLY CAPITAL CORP
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2021 · Amount on File
Deed SaleJul 12, 2021 · Amount on File
Prior SaleOct 15, 1999 · Amount on File
Deed Document Number202142449
Deed Book / Page7361 / 3056
Record UpdatedOct 29, 2026

July 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSOMERSET NJ
Recording DateJul 12, 2021
Property Address178 GALLOPING HILL RD, BASKING RIDGE, NJ 07920-2441
Document Number0000042449
Book / Page7361 / 3056
Instrument DateJun 8, 2021
Instrument2021042449
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyRIDGE TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,208.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 TUPELO RD, 19, HILTON HEAD, SC 29928-5911

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 GALLOPING HILL RD, BASKING RIDGE, NJ 07920-2441

Mortgage

Document Number0000042450
DateJul 12, 2021
Instrument2021042450
Lender
NameALLY CAPITAL CORP
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address178 GALLOPING HILL RD, BASKING RIDGE, NJ 07920-2441
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041896
DateSep 10, 2020
Book Page7247/2249
Instrument2020041896
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 178 Galloping Hill Rd was $19,969, down 0.6% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBernards Township
Unified School DistrictBernards Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$669,200 (-43.43%) Land $419,200 Building $250,000$669,200 (-43.43%) Land $419,200 Building $250,000
2025$19,969.00 (-0.56%)$1,183,000 Land $399,200 Building $783,800$1,183,000 Land $399,200 Building $783,800
2024$20,081.00
2023$1,095,100 Land $369,200 Building $725,900$1,095,100 Land $369,200 Building $725,900
2022$20,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Galloping Hill Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims6 (1999–2021)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Galloping Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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