Hamilton County property record for 178 Francisridge Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,508 sqft · built 1980 |
| Lot Size | 0.304 acres (13,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,000 (May 2025) |
| Tax Bill | $3,898 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0033-0078-00 |
| Primary APN | 540-0033-0078-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 1,988 sqft |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,242 sqft (0.304 acres) |
| Lot Dimensions | 210 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 178 FRANCISRIDGE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-6045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | FRANCISRIDGE DR 65 X 210.93 IR LOT 334 MT ALVERNO ESTATES BL C PT 3 |
| Legal Subdivision | MT ALVERNO ESTATE |
| Legal Block | C |
| Legal Lot Number | 334 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21421 |
178 Francisridge Dr is owned and occupied by an individual who bought it in May 2025.
Source: Hamilton County records, as of August 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 FRANCISRIDGE DR, CINCINNATI, OH 45238-6045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 5, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on File |
| Deed Sale | May 5, 2025 · Amount on File |
| Prior Sale | Nov 3, 1995 |
| Deed Document Number | 202532439 |
| Deed Book / Page | 15409 / 683 |
| Prior Transfer Date | Oct 25, 2004 |
| Prior Transfer Doc | 0000236191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 8, 2026 |
| Property Address | 178 FRANCISRIDGE DR, CINCINNATI, OH 45238-6045 |
| Document Number | 0000054855 |
| Book / Page | 15702 / 1837 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202654855 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 178 FRANCISRIDGE DR, CINCINNATI, OH 45238-6045 |
| Document Number | 0000054855, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 15702/1837 |
| Instrument | 202654855 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jul 1, 2055 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 5, 2025 |
| Property Address | 178 FRANCISRIDGE DR, CINCINNATI, OH 45238-6045 |
| Document Number | 0000032439 |
| Book / Page | 15409 / 683 |
| Map Reference | MB 223 PG 2 |
| Instrument Date | Apr 29, 2025 |
| Instrument | 2025-0032439 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 FRANCISRIDGE DR, CINCINNATI, OH 45238-6045 |
| Document Number | 0000032440 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 2025-0032440 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
The 2025 property tax bill for 178 Francisridge Dr was $3,898, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,898.00 (+2.5%) | $65,548 (-) Land $12,698 Building $52,850 | $187,280 Land $36,280 Building $151,000 |
| 2024 | $3,803.00 (-0.29%) | $65,548 (-) Land $12,698 Building $52,850 | |
| 2023 | $3,814.00 (+32.02%) | $65,548 (+48.59%) Land $12,698 Building $52,850 | $187,280 Land $36,280 Building $151,000 |
| 2022 | $2,889.00 Homeowner's exemption | $44,114 Land $11,046 Building $33,068 | |
| 2020 | $126,040 Land $31,560 Building $94,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 178 Francisridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Francisridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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