178 Forest St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 178 Forest St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,128 sqft · built 1900
Lot Size	0.09 acres (3,929 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (May 1997)
Tax Bill	$12,081 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03303-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`13-03303-0000-00031`
Alternative APN	`130330300031`

Interior

Stories	2 Stories
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,929 sqft (0.09 acres)

Location & Zoning

Old Parcel Number	130330300031
Street Address	178 FOREST ST
City	MONTCLAIR
State	NJ
Zip	07042-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	3930SF
Legal Block	3303
Legal Lot Number	31
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1000
Census Tract	16600

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	178 FOREST ST, MONTCLAIR, NJ 07042-3906
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 1997 · Amount on Record
Deed Sale	May 7, 1997 · Amount on Record
Deed Book / Page	5472 / 377
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	178 FOREST ST, MONTCLAIR, NJ 07042-3906
Document Number	0000074159
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 FOREST ST MONTCLAIR NJ 070423906, MONTCLAIR, NJ 07042-3906

Mortgage

Document Number	0000074159
Date	Aug 8, 2019
Instrument	74159

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,600 (-) Land $169,700 Building $173,900	$343,600 (-) Land $169,700 Building $173,900
2025	$12,081.00 (+3.33%)	$343,600 (-) Land $169,700 Building $173,900	$343,600 (-) Land $169,700 Building $173,900
2024	$11,692.00 (+3.5%)
2023		$343,600 Land $169,700 Building $173,900	$343,600 Land $169,700 Building $173,900
2022	$11,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	41 units insured incl. 10 condo units
Nearby Flood Claims	36 (1993–2024)
Claims Outside the SFHA	3 of 36
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20