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178 Ford Cir, Otto, NC 28763 Property Records

Macon County property record for 178 Ford Cir, Otto, NC 28763

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,364 sqft · built 1975
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Dec 2025)
Tax Bill$773 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6581428260

Property Details

APN / Parcel Number

Primary APN6581428260
Alternative APNs
  • 0700911
  • 113406
  • 143714

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,364 sqft Heated Area
1st Floor Area1,040 sqft
Upper Floors Area324 sqft
AtticAttic
Attic Area324 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1990
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area31,799 sqft (0.73 acres)
TerrainRolling
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area108 sqft
Patio Area700 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number143714
Street Address178 FORD CIR
CityOTTO
StateNC
Zip28763-9272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 5 BLK L COWEETA LANDS
Legal SubdivisionSOCO SPRINGS
Legal BlockL
Legal Lot Number5
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group4
Census Block4024
Census Tract970700

Owner

Source: Macon County records · APN 6581428260

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address178 FORD CIR, OTTO, NC 28763-9272
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleApr 24, 2024
Deed Document Number20257808
Deed Book / PageD- / 44.165
Record UpdatedSep 20, 2026

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMACON NC
Recording DateDec 18, 2025
Property Address178 FORD CIR, OTTO, NC 28763-9272
Document Number000D44/165
Book / PageD-44 / 165
Instrument DateDec 16, 2025
Instrument2025007808
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 FORD CIR, OTTO, NC 28763-9272

Mortgage

Document Number2025007809
DateDec 18, 2025
Instrument2025007809
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$252,000 (+0.68%) Land $29,700 Building $222,300$252,000 (+0.68%) Land $29,700 Building $222,300
2025$773.00 (+1.44%)$250,300 (+30.02%) Land $29,700 Building $220,600$250,300 (+30.02%) Land $29,700 Building $220,600
2023$762.00$192,510 Land $29,700 Building $162,810$192,510 Land $29,700 Building $162,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 8, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims8 (2009–2015)
Claims Outside the SFHA5 of 8
Most Recent ClaimDec 2015 · river or lake flooding

Wildfire

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Optimum Communications
Cable		940 / 35
Starlink
Satellite		280 / 30

Based on FCC filings for 80 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ford Cir

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