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178 FM 371, Gainesville, TX 76240 Property Records

Cooke County property record for 178 FM 371, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details1,937 sqft · built 2024
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$395,690 (Feb 2026)
Tax Bill$4,005 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2023 Sale
Flood ZoneZone X (minimal risk)
APN0866-009-00000

Property Details

APN / Parcel Number

Primary APN0866-009-00000
Alternative APN
  • 7833

Interior

Building Area1,937 sqft Living Area
1st Floor Area1,937 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2025
Lot Area19,166 sqft (0.44 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Location & Zoning

Account Number0866-009-00000
Street Address178 FM 371
CityGAINESVILLE
StateTX
Zip76240-7026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUTLEDGE T 0866 ACRES 0.44
Legal SubdivisionRUTLEDGE T
JurisdictionCOOKE TX
Township / Civil DivisionCALLISBURG
Census Block Group4
Census Block4024
Census Tract100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address178 FM 371, GAINESVILLE, TX 76240-7026
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 28, 2023Warranty Deed, Transfer
HOWETH TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleSep 28, 2023
Deed Document Number20261124
Deed Book / Page2765 / 334
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address178 FM 371, GAINESVILLE, TX 76240-7026
Transaction TypeMortgage
Record UpdatedMar 3, 2026
Title CompanyFREEDOM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 GRIFFIN RD, MORIARTY, NM 87035-5215

Mortgage

Document Number002765/339
DateFeb 17, 2026
Book Page2765/339
Instrument2026-1125
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOKE TX
Recording DateSep 28, 2023
Property Address178 FM 371, GAINESVILLE, TX 76240-7026
Document Number002605/451
Book / Page2605 / 451
Map ReferenceVOL 2596 PG 567
Instrument DateSep 26, 2023
Instrument2023-6538
Transaction TypeTransfer
Record UpdatedNov 11, 2025
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1067 S HOVER ST # ST648, ST648, LONGMONT, CO 80501-7904

Transferred To (Grantee/Buyer)

NameVerified Name
Address1413 LOIS RD W, SANGER, TX 76266

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,005.00 (+20.02%)$263,803 (+2%)$358,244 (+62.96%) Land $57,222 Building $301,022
2025$3,337.00 (+558.19%)$219,836 (+668.66%) Land $39,222 Building $180,614$219,836 (+668.66%) Land $39,222 Building $180,614
2024$507.00 (+36.66%)
2023$28,600 Land $28,600$28,600 Land $28,600
2022$371.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2007–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 54% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBINE SPECIAL UTILITY DISTRICT
serves 8,151 people · EPA ID TX0490018
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
ElektraFi
Fixed Wireless		100 / 20

May also be available: Element8, T-Mobile.

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