Lorain County property record for 178 Findlay Ct, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,848 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $147,450 (2016) |
| Tax Bill | $4,430.00 (2025) |
| Primary APN | 10-00-005-101-373 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,848 sqft Living Area |
| 1st Floor | 1,260 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 126 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Deck Area | 531 sqft Deck |
| Patio Area | 304 sqft Patio |
| Canopy Area | 531 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 178 FINDLAY CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8868 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HAMPTON SUB #3 91.32 X 126.47 |
| Legal Subdivision | HAMPTON SUBDIVISION #3 |
| Legal Block | 101 |
| Legal Lot Number | 71 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-373
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 FINDLAY CT, ELYRIA, OH 44035-8868 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 04, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2016 · Amount on Record |
| Deed Sale | Dec 12, 2016 · Amount on Record |
| Prior Sale | Jun 05, 2006 · Amount on Record |
| Deed Doc Number | 2016006439 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 178 FINDLAY CT, ELYRIA, OH 44035-8868 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 178 FINDLAY CT, ELYRIA, OH 44035-8868 |
| Document Number | 0000891324 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022-0891324 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Jul 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 178 FINDLAY CT, ELYRIA, OH 44035-8868 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210849409 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021-0849409 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 178 FINDLAY CT, ELYRIA, OH 44035-8868 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210821385 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 2021-0821385 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Aug 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 178 FINDLAY CT, ELYRIA, OH 44035-8868 |
| Document Number | 0000778921 |
| Instrument Date | Sep 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 178 FINDLAY CT ELYRIA OH 440358868, ELYRIA, OH 44035-8868 |
| Document Number | 0000778921 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 778921 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Sep 15, 2047 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,430.00 | $93,350 (+%) Land $20,590 Building $72,760 | $266,710 (-) Land $58,830 Building $207,880 |
| 2024 | $4,430.00 (+39.79%) | $93,349 (+62.57%) Land $20,591 Building $72,758 | $266,710 (+62.57%) Land $58,830 Building $207,880 |
| 2023 | $3,169.00 (+0.6%) | $57,422 (+%) Land $15,019 Building $42,403 | $164,060 (-) Land $42,910 Building $121,150 |
| 2022 | $3,150.00 | $57,420 Land $15,020 Building $42,400 | |
| 2021 | $164,060 Land $42,910 Building $121,150 |
178 Findlay Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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