St. Tammany Parish property record for 178 Emerald Oaks Dr, Covington, LA 70433 · Last verified February 2026
| Property Type | Condominium |
|---|---|
| Details | 1,492 sqft · built 2006 |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jun 2024) |
| Tax Bill | $2,463 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2020 Mortgage + 1 more |
| APN | 107-142-1399 |
| Primary APN | 107-142-1399 |
|---|---|
| Alternative APN |
|
| Building Area | 1,492 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 107-142-1399 |
|---|---|
| Street Address | 178 EMERALD OAKS DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-5035 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | EMERALD OAKS CONDO UN27 |
| Legal Subdivision | EMERALD OAKS |
| Legal Unit | 27 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 40607 |
Source: St. Tammany Parish records · APN 107-142-1399
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1321 AVENUE LACROIX, COVINGTON, LA 70433-6443 |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Apr 15, 2019 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Apr 15, 2019 · Amount on Record |
| Deed Document Number | 2414769 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 178 EMERALD OAKS DR, COVINGTON, LA 70433-5035 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002070777 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 2070777 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 178 EMERALD OAKS DR, COVINGTON, LA 70433-5035 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002206556 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2206556 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Apr 15, 2019 |
| Property Address | 178 EMERALD OAKS DR, COVINGTON, LA 70433-5035 |
| Document Number | 0002153225 |
| Map Reference | DOC 1480473 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 2153225 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 EMERALD OAKS DR # 27, 27, COVINGTON, LA 70433-5035 |
| Document Number | 0002153227 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 2153227 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,463.00 (+6.07%) | $20,708 (+10.01%) Land $2,500 Building $18,208 | $207,080 (+10.02%) Land $25,000 Building $182,080 |
| 2024 | $2,322.00 (+106.4%) | $18,823 (+15.55%) Land $2,500 Building $16,323 | $188,227 (+15.55%) Land $25,000 Building $163,227 |
| 2023 | $1,125.00 Homeowner's exemption | $16,290 (-) Land $2,500 Building $13,790 | $162,900 (-) Land $25,000 Building $137,900 |
| 2022 | $1,125.00 Homeowner's exemption | $16,290 Land $2,500 Building $13,790 | $162,900 Land $25,000 Building $137,900 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030406072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 391 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 391 in force |
| Nearby Flood Claims | 20 (1995–2022) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2022, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, REV. Availability varies by address; speeds are provider-advertised maximums, not measured.
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