Otsego County and Hartwick Town property record for 178 E Hill Rd, Hartwick, NY 13348
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1978 |
| Lot Size | 82.9 acres (3,613,302 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,770 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363200 160.00-1-16.01 |
| Primary APN | 363200 160.00-1-16.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 3,613,302 sqft (82.9 acres) |
| Porch | Slab |
| Porch Area | 1,608 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 051500 |
|---|---|
| Street Address | 178 E HILL RD |
| City | HARTWICK |
| State | NY |
| Zip | 13348-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 16.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | HARTWICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 590201 |
Source: Otsego County and Hartwick Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 178 E HILL RD, HARTWICK, NY 13348-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 178 E HILL RD, HARTWICK, NY 13348-3003 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000047 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025-5047 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jan 1, 2035 |
Source: Otsego County and Hartwick Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Hartwick Town |
| Unified School District | Cooperstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,770.00 | $263,000 (-) Land $211,000 Building $52,000 | $375,714 (+24%) Land $301,428 Building $74,286 |
| 2023 | $263,000 Land $211,000 Building $52,000 | $302,995 Land $243,087 Building $59,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
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