Cook County property record for 178 E Farmgate Ln, Palatine, IL 60067
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,204 sqft · built 1971 |
| Lot Size | 0.258 acres (11,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Mar 2003) |
| Tax Bill | $10,268 (2023) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-312-034 |
| Primary APN | 02-11-312-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,256 sqft (0.258 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 178 E FARMGATE LN |
|---|---|
| City | PALATINE |
| State | IL |
| Zip | 60067-3422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PEPPER)(TREE) FARMS(UNIT4) SUB OF PT OF SW SEC 11-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 11 |
| Legal Subdivision | PEPPER TREE FARMS UNIT4 |
| Legal Lot Number | 144 |
| Legal Unit | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 803604 |
178 E Farmgate Ln is owned and occupied by an individual who bought it in March 2003.
Source: Cook County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 E FARMGATE LN, PALATINE, IL 60067-3422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2003 · Amount on File |
| Deed Sale | Mar 4, 2003 · Amount on File |
| Prior Sale | Oct 12, 1999 · Amount on File |
| Deed Document Number | 200392828 |
| Prior Transfer Date | Jun 11, 2001 |
| Prior Transfer Doc | 0000038629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 25, 2026 |
| Property Address | 178 E FARMGATE LN, PALATINE, IL 60067-3422 |
| Document Number | 0000010015 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202626810015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 178 E FARMGATE LN, PALATINE, IL 60067-3422 |
| Document Number | 0000010015, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 202626810015 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 178 E FARMGATE LN, PALATINE, IL 60067-3422 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022041231 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2222041231 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Palatine Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,000 Land $10,693 Building $38,307 | $490,000 Land $106,930 Building $383,070 | |
| 2023 | $10,268.00 (+3.69%) | ||
| 2022 | $9,903.00 Homeowner's exemption | $37,999 Land $9,004 Building $28,995 | $379,990 Land $90,040 Building $289,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 178 E Farmgate Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 E Farmgate Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALATINE serves 70,875 people · EPA ID IL0312340 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Feb 2026 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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