178 E 11th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 178 E 11th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,646 sqft · built 1900
Lot Size	0.083 acres (3,630 sqft)
Owner	Individual Name on Record
Last Sale	$21,600 (Aug 1999)
Tax Bill	$2,038 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.49-05-06`

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-05-06`
Alternative APNs	`120012804900050060000000` `2969`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	1,142 sqft
2nd Floor Area	504 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,630 sqft (0.083 acres)
Lot Dimensions	110 ft deep x 33 ft wide
Porch	Slab
Porch Area	485 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2969
Street Address	178 E 11TH ST
City	OSWEGO
State	NY
Zip	13126-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Description	B 111, S 10 095-014-000
Legal Subdivision	FOURTH WARD
Legal Block	5
Legal Lot Number	6.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4015
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	178 E 11TH ST, OSWEGO, NY 13126-2341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMPASS FCU
Aug 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMPASS FCU
Jul 6, 2023	Executor's Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 1999 · Amount on Record
Deed Sale	Aug 16, 1999 · Amount on Record
Deed Book / Page	1473 / 275
Last Transfer Date	Sep 6, 2013
Transfer Doc	0000010123
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	178 E 11TH ST, OSWEGO, NY 13126-2341
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 E 11TH ST, OSWEGO, NY 13126-2341

Mortgage

Document Number	0000009782
Date	Nov 4, 2025
Instrument	R-2025-009782

Lender

Name	COMPASS FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 29, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	178 E 11TH ST, OSWEGO, NY 13126-2341
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 TALLMAN ST, OSWEGO, NY 13126-2439

Mortgage

Document Number	0000007683
Date	Aug 30, 2023
Instrument	R-2023-007683

Lender

Name	COMPASS FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2043

July 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 6, 2023
Property Address	178 E 11TH ST, OSWEGO, NY 13126-2341
Document Number	0000005610
Instrument Date	Jul 5, 2023
Instrument	R-2023-005610
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 TALLMAN ST, OSWEGO, NY 13126-2439

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,038.00 (-1.16%)
2025	$2,062.00	$110,000 (+168.29%) Land $16,000 Building $94,000	$110,000 (+122.68%) Land $16,000 Building $94,000
2023		$41,000 (-) Land $6,900 Building $34,100	$49,398 (+10.84%) Land $8,313 Building $41,085
2022		$41,000 Land $6,900 Building $34,100	$44,565 Land $7,500 Building $37,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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