178 Durham Loop, Hot Springs, AR 71913 Property Records

Garland County property record for 178 Durham Loop, Hot Springs, AR 71913

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,688 sqft · built 2010
Lot Size0.214 acres (9,337 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (May 2023)
Tax Bill$1,361 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN200-22840-040-000

Property Details

APN / Parcel Number

Primary APN200-22840-040-000
Alternative APNs
  • 1021215.0
  • 107325

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,688 sqft Living Area
1st Floor Area1,688 sqft

Exterior

Year BuiltBuilt 2010
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area9,337 sqft (0.214 acres)
Lot Dimensions124 ft deep x 75 ft wide
TerrainGentle Slope
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area592 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area127 sqft
Patio Area112 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1021215.0
Street Address178 DURHAM LOOP
CityHOT SPRINGS
StateAR
Zip71913-6961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 168
Legal Range20W
Legal Township03S
Legal Section27
Legal QuarterNW
Legal SubdivisionHAMILTON PARK ADDITION PHASE III
Legal Block1
Legal Lot Number168
JurisdictionGARLAND AR
Township / Civil DivisionLAKE HAMILTON
Census Block Group1
Census Block1018
Census Tract11201

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address178 DURHAM LOOP, HOT SPRINGS, AR 71913-6961
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2023Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2023 · Amount on File
Deed SaleMay 4, 2023 · Amount on File
Prior SaleAug 14, 2015 · Amount on File
Deed Document Number0004549886
Deed Book / Page4549 / 886
Record UpdatedJun 7, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARLAND AR
Recording DateMay 4, 2023
Property Address178 DURHAM LOOP, HOT SPRINGS, AR 71913-6961
Document Number0045490886
Book / Page4549 / 886
Map ReferenceMB 14 PG 124
Instrument DateMay 1, 2023
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyPROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$874.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 DURHAM LOOP, HOT SPRINGS NATIONAL PARK, AR 71913-6961

Mortgage

Document Number0045490890
DateMay 4, 2023
Instrument4549-0890
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2038

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARLAND AR
Property Address178 DURHAM LOOP, HOT SPRINGS, AR 71913-6961
Transaction TypeMortgage
Record UpdatedDec 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043900269
DateDec 17, 2021
Book Page4390/269
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyGarland County
Unified School DistrictLake Hamilton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,361.00 (+32.65%) Homeowner's exemption$44,180 (-) Land $1,400 Building $42,780
2023$1,026.00 Homeowner's exemption$44,180 Land $1,400 Building $42,780$220,900 Land $7,000 Building $213,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOT SPRINGS UTILITIES
serves 75,343 people · EPA ID AR0000209
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Longview Cable Television Company
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Wireless ETC
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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