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178 Drift Hill Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 178 Drift Hill Rd, Summit, NY 12175

Property Summary

Property TypeRural Home
Details2 bd · 2.5 ba · 1,684 sqft · built 1991
Lot Size15 acres (653,836 sqft)
Owner2 Individual Names on File
Last Sale$49,000 (Jun 2021)
Tax Bill$7,412 (2025)
Deeds & MortgagesDec 2024 Sale
Aug 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN434800 110.-3-8

Property Details

APN / Parcel Number

Primary APN434800 110.-3-8
Alternative APNs
  • 480011000000030080000000
  • 545J186013

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area756 sqft
Upper Floors Area928 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRustic
Exterior MaterialWood
Lot Area653,836 sqft (15 acres)
Lot Width747 ft Width
Garage TypeDetached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area365 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J186013
Street Address178 DRIFT HILL RD
CitySUMMIT
StateNY
Zip12175
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code01 - NOT Z
Legal Block3
Legal Lot Number8.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1029
Census Tract740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 110.-3-8

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 22, SUMMIT, NY 12175-0022
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2024Warranty Deed, Transfer
Aug 23, 2017Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA
Aug 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF RICHMONDVILLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2021 · Amount on Record
Deed SaleJun 17, 2021 · Amount on Record
Prior SaleNov 14, 2016 · Amount on Record
Deed Document Number2021791033
Deed Book / Page1141 / 49
Record UpdatedJun 08, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateDec 10, 2024
Property Address178 DRIFT HILL RD, SUMMIT, NY 12175
Document Number001225/163
Book / Page1225 / 163
Instrument DateNov 24, 2024
Instrument827217
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address25808 FLINTONBRIDGE DR, SOUTH RIDING, VA 20152-2524

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address178 DRIFT HILL RD, SUMMIT, NY 12175
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001771/0000000024
DateAug 23, 2017
Book Page0000001771/0000000024
Instrument000000724537
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address178 DRIFT HILL RD, SUMMIT, NY 12175
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001891/75
DateAug 25, 2020
Book Page1891/75
Instrument777693
Lender
NameBANK OF RICHMONDVILLE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,412.00$139,300 (+25.16%) Land $20,600 Building $118,700$361,818 (+38.97%) Land $53,506 Building $308,312
2023$111,300 (-) Land $20,600 Building $90,700$260,351 (+9.94%) Land $48,187 Building $212,164
2022$111,300 Land $20,600 Building $90,700$236,809 Land $43,830 Building $192,979
2020$5,858.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957405001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 4 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
The Middleburgh Telephone Company
Fiber		500 / 100

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